Synchrony Financial SYF
72.94
1.39
1.94%
as of 25 Sep
- Market cap
- $23.3B
- P/E
- 7.4×
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Synchrony Financial (SYF) P/B ratio
As of 25 September 2026, Synchrony Financial (SYF) trades at a P/B ratio of 1.6×. Over the past ten years it has ranged from 0.6× (March 2020) to 2.6× (July 2015); the current reading is higher than 41% of that period. That is above the Credit Services industry median of 1.2× and above the Financial sector median of 1.3×.
P/B ratio, daily
Annual
| Period | P/B ratio | Change |
|---|---|---|
| FY2025 | 2.0× | 18.31% |
| FY2024 | 1.7× | 38.22% |
| FY2023 | 1.2× | (5.28%) |
| FY2022 | 1.3× | (36.77%) |
| FY2021 | 2.0× | 18.65% |
| FY2020 | 1.7× | 1.61% |
| FY2019 | 1.7× | 41.71% |
| FY2018 | 1.2× | (45.38%) |
| FY2017 | 2.2× | 0.34% |
| FY2016 | 2.2× | 7.61% |
Quarterly
| Period | P/B ratio | Change |
|---|---|---|
| Jun 2026 | 1.7× | 8.71% |
| Mar 2026 | 1.5× | (23.10%) |
| Dec 2025 | 2.0× | 20.99% |
| Sep 2025 | 1.6× | 2.80% |
| 42 more quarters | Free account |
Against its own ten years
Low 0.6×
High 2.6×
Ten-year median
1.7×
Current reading's percentile
41
P/B ratio against peers
| Company | P/B ratio |
|---|---|
| ALLY Ally Financial Inc. compare | 0.9× |
| SYF Synchrony Financial | 1.6× |
| KLAR Klarna Group plc compare | 1.8× |
| SOFI SoFi Technologies, Inc. compare | 1.9× |
| OMF OneMain Holdings, Inc. compare | 2.0× |
| PYPL PayPal Holdings, Inc. compare | 2.4× |
| CACC Credit Acceptance Corporation compare | 3.7× |
| FCFS FirstCash Holdings, Inc. compare | 4.1× |
| AFRM Affirm Holdings, Inc. compare | 4.4× |
| Credit Services industry median | 1.2× |
| Financial sector median | 1.3× |
| Market median | 1.8× |
What P/B ratio is
Price to Book Value tells an investor how much the market pays for a company’s shares relative to the accounting net worth that belongs to common shareholders.
Stock Price ÷ (Common Equity (Total) (latest quarter) ÷ Shares (Basic, Weighted) (latest quarter))
More on SYF
- Revenue
- Net income
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- Price to free cash flow
- EV/EBITDA
- EV/Sales
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- The full statement