OneMain Holdings, Inc.

OMF Financial Credit Services

OneMain Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $6.2 billion, up 8.56% from fiscal 2024.

Revenue
+9.52%
EPS
−4.19%
Free cash flow
−2.42%
Total debt
+7.77%

Quarter to September 2026, against a year earlier

56.97 1.00 −1.73%
Market cap
$6.5B
P/E
8.7×
Fwd P/E
8.7×
Dividend yield
7.37%
F-score
n/a
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

OneMain Holdings, Inc. (OMF) P/B ratio

Alert me on P/B ratio

As of 5 November 2026, OneMain Holdings, Inc. (OMF) trades at a P/B ratio of 1.9×. Over the past ten years it has ranged from 0.5× (March 2020) to 3.4× (March 2015); the current reading is higher than 69% of that period. That is above the Credit Services industry median of 1.2× and above the Financial sector median of 1.3×.

P/B ratio, daily

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Annual newest first

Period P/B ratio Change
FY2025 2.4× 20.57%
FY2024 2.0× 4.73%
FY2023 1.9× 37.00%
FY2022 1.4× (36.51%)
FY2021 2.1× 13.82%
FY2020 1.9× 42.34%
FY2019 1.3× 52.66%
FY2018 0.9× (20.04%)
FY2017 1.1× 6.86%
FY2016 1.0× (47.83%)

Quarterly newest first

Period P/B ratio Change
Sep 2026 1.9× (9.74%)
Jun 2026 2.1× 12.43%
Mar 2026 1.8× (21.55%)
Dec 2025 2.4× 18.74%
43 more quarters

Against its own ten years

Low 0.5× High 3.4×
Ten-year median 1.6×
Current reading's percentile 75

P/B ratio against peers

Company P/B ratio
ALLY Ally Financial Inc. compare 0.9×
BFH Bread Financial Holdings, Inc. compare 1.1×
NNI Nelnet, Inc. compare 1.3×
KLAR Klarna Group plc compare 1.9×
OMF OneMain Holdings, Inc. 1.9×
ENVA Enova International, Inc. compare 2.8×
FCFS FirstCash Holdings, Inc. compare 3.6×
CACC Credit Acceptance Corporation compare 3.9×
SEZL Sezzle Inc. compare 18.6×
Credit Services industry median 1.2×
Financial sector median 1.3×
Market median 1.7×

What P/B ratio is

Price to Book Value tells an investor how much the market pays for a company’s shares relative to the accounting net worth that belongs to common shareholders.

Stock Price ÷ (Common Equity (Total) (latest quarter) ÷ Shares (Basic, Weighted) (latest quarter))

The full definition of P/B ratio →

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