Klarna Group plc
KLAR Financial Credit Services
Klarna Group plc’s revenue for fiscal 2025 (year ended December 2025) was $3.5 billion, up 24.8% from fiscal 2024.
- Revenue
- +26.6%
- EPS
- +107.1%
- Free cash flow
- −129.2%
Quarter to June 2026, against a year earlier
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Klarna Group plc (KLAR) P/B ratio
As of 5 November 2026, Klarna Group plc (KLAR) trades at a P/B ratio of 1.9×. Over the past ten years it has ranged from 1.7× (March 2026) to 6.7× (September 2025); the current reading is higher than 18% of that period. That is above the Credit Services industry median of 1.2× and above the Financial sector median of 1.3×.
P/B ratio, daily
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Annual newest first
| Period | P/B ratio | Change |
|---|---|---|
| FY2025 | 4.0× | (40.58%) |
| FY2024 | 6.7× | 0.00% |
| FY2023 | 6.7× | — |
Quarterly newest first
| Period | P/B ratio | Change |
|---|---|---|
| Jun 2026 | 2.9× | 53.03% |
| Mar 2026 | 1.9× | (52.94%) |
| Dec 2025 | 4.0× | (26.42%) |
| Sep 2025 | 5.4× | (19.25%) |
| 6 more quarters | Free account |
Against its own ten years
P/B ratio against peers
| Company | P/B ratio |
|---|---|
| ALLY Ally Financial Inc. compare | 0.9× |
| BFH Bread Financial Holdings, Inc. compare | 1.1× |
| NNI Nelnet, Inc. compare | 1.3× |
| KLAR Klarna Group plc | 1.9× |
| OMF OneMain Holdings, Inc. compare | 1.9× |
| ENVA Enova International, Inc. compare | 2.8× |
| FCFS FirstCash Holdings, Inc. compare | 3.6× |
| CACC Credit Acceptance Corporation compare | 3.9× |
| SEZL Sezzle Inc. compare | 18.6× |
| Credit Services industry median | 1.2× |
| Financial sector median | 1.3× |
| Market median | 1.7× |
What P/B ratio is
Price to Book Value tells an investor how much the market pays for a company’s shares relative to the accounting net worth that belongs to common shareholders.
Stock Price ÷ (Common Equity (Total) (latest quarter) ÷ Shares (Basic, Weighted) (latest quarter))
More on KLAR
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Shares outstanding
- Book value per share
- The full statement