stockrowAffirm Holdings, Inc.
AFRM Financial Credit Services
Affirm Holdings, Inc.’s revenue for fiscal 2026 (year ended June 2026) was $4.3 billion, up 32.2% from fiscal 2025.
- Revenue
- +35.2%
- EPS
- +100.0%
- Free cash flow
- −54.9%
- Total debt
- +27.8%
Quarter to September 2026, against a year earlier
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Affirm Holdings, Inc. (AFRM) P/B ratio
As of 5 November 2026, Affirm Holdings, Inc. (AFRM) trades at a P/B ratio of 4.2×. Over the past ten years it has ranged from 0.0× (March 2021) to 19.3× (November 2021); the current reading is higher than 42% of that period. That is above the Credit Services industry median of 1.2× and above the Financial sector median of 1.3×.
P/B ratio, daily
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Annual newest first
| Period | P/B ratio | Change |
|---|---|---|
| FY2026 | 5.0× | (31.47%) |
| FY2025 | 7.3× | 114.98% |
| FY2024 | 3.4× | 89.37% |
| FY2023 | 1.8× | (8.05%) |
| FY2022 | 1.9× | (53.08%) |
| FY2021 | 4.1× | — |
| FY2020 | 0.0× | — |
| FY2019 | 0.0× | — |
Quarterly newest first
| Period | P/B ratio | Change |
|---|---|---|
| Sep 2026 | 4.1× | (17.56%) |
| Jun 2026 | 5.0× | 22.07% |
| Mar 2026 | 4.1× | (41.79%) |
| Dec 2025 | 7.0× | (4.12%) |
| 25 more quarters | Free account |
Against its own ten years
P/B ratio against peers
| Company | P/B ratio |
|---|---|
| ALLY Ally Financial Inc. compare | 0.9× |
| COF Capital One Financial Corporation compare | 1.1× |
| SYF Synchrony Financial compare | 1.6× |
| SOFI SoFi Technologies, Inc. compare | 1.8× |
| KLAR Klarna Group plc compare | 1.9× |
| OMF OneMain Holdings, Inc. compare | 1.9× |
| PYPL PayPal Holdings, Inc. compare | 2.6× |
| FCFS FirstCash Holdings, Inc. compare | 3.6× |
| AFRM Affirm Holdings, Inc. | 4.2× |
| Credit Services industry median | 1.2× |
| Financial sector median | 1.3× |
| Market median | 1.7× |
What P/B ratio is
Price to Book Value tells an investor how much the market pays for a company’s shares relative to the accounting net worth that belongs to common shareholders.
Stock Price ÷ (Common Equity (Total) (latest quarter) ÷ Shares (Basic, Weighted) (latest quarter))
More on AFRM
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement