stockrowCredit Acceptance Corporation
CACC Financial Credit Services
Credit Acceptance Corporation’s revenue for fiscal 2025 (year ended December 2025) was $2.3 billion, up 7.16% from fiscal 2024.
- Revenue
- +2.09%
- EPS
- −156.4%
- Free cash flow
- +11.8%
- Total debt
- +5.57%
Quarter to September 2026, against a year earlier
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Credit Acceptance Corporation (CACC) P/B ratio
As of 5 November 2026, Credit Acceptance Corporation (CACC) trades at a P/B ratio of 3.9×. Over the past ten years it has ranged from 0.0× (March 2023) to 6.7× (July 2015); the current reading is higher than 55% of that period. That is above the Credit Services industry median of 1.2× and above the Financial sector median of 1.3×.
P/B ratio, daily
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Annual newest first
| Period | P/B ratio | Change |
|---|---|---|
| FY2025 | 3.3× | 0.80% |
| FY2024 | 3.3× | (17.12%) |
| FY2023 | 4.0× | — |
| FY2022 | 0.0× | — |
| FY2021 | 6.1× | 125.86% |
| FY2020 | 2.7× | (24.36%) |
| FY2019 | 3.5× | (4.81%) |
| FY2018 | 3.7× | (10.63%) |
| FY2017 | 4.2× | 11.32% |
| FY2016 | 3.7× | (22.21%) |
Quarterly newest first
| Period | P/B ratio | Change |
|---|---|---|
| Sep 2026 | 4.0× | (5.21%) |
| Jun 2026 | 4.2× | 39.83% |
| Mar 2026 | 3.0× | (9.88%) |
| Dec 2025 | 3.3× | 0.18% |
| 43 more quarters | Free account |
Against its own ten years
P/B ratio against peers
| Company | P/B ratio |
|---|---|
| BFH Bread Financial Holdings, Inc. compare | 1.1× |
| NNI Nelnet, Inc. compare | 1.3× |
| SLM SLM Corporation compare | 1.6× |
| KLAR Klarna Group plc compare | 1.9× |
| OMF OneMain Holdings, Inc. compare | 1.9× |
| ENVA Enova International, Inc. compare | 2.8× |
| FCFS FirstCash Holdings, Inc. compare | 3.6× |
| CACC Credit Acceptance Corporation | 3.9× |
| SEZL Sezzle Inc. compare | 18.6× |
| Credit Services industry median | 1.2× |
| Financial sector median | 1.3× |
| Market median | 1.7× |
What P/B ratio is
Price to Book Value tells an investor how much the market pays for a company’s shares relative to the accounting net worth that belongs to common shareholders.
Stock Price ÷ (Common Equity (Total) (latest quarter) ÷ Shares (Basic, Weighted) (latest quarter))
More on CACC
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement