Credit Acceptance Corporation
CACC Financial Credit Services
Credit Acceptance Corporation’s revenue for fiscal 2025 (year ended December 2025) was $2.3 billion, up 7.16% from fiscal 2024.
- Revenue
- +2.09%
- EPS
- −156.4%
- Free cash flow
- +11.8%
- Total debt
- +5.57%
Quarter to September 2026, against a year earlier
Follow CACC
Alert me
Credit Acceptance Corporation (CACC) Price to free cash flow
As of 5 November 2026, Credit Acceptance Corporation (CACC) trades at a price to free cash flow of 4.3×. Over the past ten years it has ranged from 0.0× (March 2023) to 15.2× (July 2015); the current reading is higher than 2% of that period. That is above the Credit Services industry median of 2.5× and below the Financial sector median of 9.7×.
Price to free cash flow, daily
Embed this chart
Annual newest first
| Period | Price to free cash flow | Change |
|---|---|---|
| FY2025 | 4.8× | (5.03%) |
| FY2024 | 5.1× | (12.92%) |
| FY2023 | 5.8× | — |
| FY2022 | 0.0× | — |
| FY2021 | 10.4× | 64.60% |
| FY2020 | 6.3× | (40.53%) |
| FY2019 | 10.6× | (2.68%) |
| FY2018 | 10.9× | (4.83%) |
| FY2017 | 11.5× | 31.07% |
| FY2016 | 8.8× | (21.53%) |
Quarterly newest first
| Period | Price to free cash flow | Change |
|---|---|---|
| Sep 2026 | 4.4× | (19.45%) |
| Jun 2026 | 5.5× | 26.49% |
| Mar 2026 | 4.3× | (10.41%) |
| Dec 2025 | 4.8× | 0.05% |
| 43 more quarters | Free account |
Against its own ten years
Price to free cash flow against peers
| Company | Price to free cash flow |
|---|---|
| SLM SLM Corporation compare | n/m |
| KLAR Klarna Group plc compare | n/m |
| BFH Bread Financial Holdings, Inc. compare | 1.8× |
| OMF OneMain Holdings, Inc. compare | 2.0× |
| ENVA Enova International, Inc. compare | 2.2× |
| CACC Credit Acceptance Corporation | 4.3× |
| NNI Nelnet, Inc. compare | 12.3× |
| FCFS FirstCash Holdings, Inc. compare | 15.6× |
| SEZL Sezzle Inc. compare | 19.0× |
| Credit Services industry median | 2.5× |
| Financial sector median | 9.7× |
| Market median | 14.1× |
What Price to free cash flow is
Price to Free Cash Flow Ratio shows how much investors pay for each dollar of cash a company generates after its capital spending.
Stock Price ÷ ((Operating Cash Flow (TTM) + Property, Plant, Equipment Change (Net) (TTM) + Intangible Assets Change (Net) (TTM)) ÷ (Shares (Basic, Weighted) (latest quarter)))
More on CACC
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement