Credit Acceptance Corporation

CACC Financial Credit Services

Credit Acceptance Corporation’s revenue for fiscal 2025 (year ended December 2025) was $2.3 billion, up 7.16% from fiscal 2024.

Revenue
+2.09%
EPS
−156.4%
Free cash flow
+11.8%
Total debt
+5.57%

Quarter to September 2026, against a year earlier

522.20 0.38 −0.07%
Market cap
$5.3B
P/E
16.7×
Fwd P/E
8.8×
Dividend yield
—
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Credit Acceptance Corporation (CACC) Price to free cash flow

Alert me on Price to free cash flow

As of 5 November 2026, Credit Acceptance Corporation (CACC) trades at a price to free cash flow of 4.3×. Over the past ten years it has ranged from 0.0× (March 2023) to 15.2× (July 2015); the current reading is higher than 2% of that period. That is above the Credit Services industry median of 2.5× and below the Financial sector median of 9.7×.

Price to free cash flow, daily

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Annual newest first

Period Price to free cash flow Change
FY2025 4.8× (5.03%)
FY2024 5.1× (12.92%)
FY2023 5.8× —
FY2022 0.0× —
FY2021 10.4× 64.60%
FY2020 6.3× (40.53%)
FY2019 10.6× (2.68%)
FY2018 10.9× (4.83%)
FY2017 11.5× 31.07%
FY2016 8.8× (21.53%)

Quarterly newest first

Period Price to free cash flow Change
Sep 2026 4.4× (19.45%)
Jun 2026 5.5× 26.49%
Mar 2026 4.3× (10.41%)
Dec 2025 4.8× 0.05%
43 more quarters

Against its own ten years

Low 0.0× High 15.2×
Ten-year median 7.8×
Current reading's percentile 2

Price to free cash flow against peers

Company Price to free cash flow
SLM SLM Corporation compare n/m
KLAR Klarna Group plc compare n/m
BFH Bread Financial Holdings, Inc. compare 1.8×
OMF OneMain Holdings, Inc. compare 2.0×
ENVA Enova International, Inc. compare 2.2×
CACC Credit Acceptance Corporation 4.3×
NNI Nelnet, Inc. compare 12.3×
FCFS FirstCash Holdings, Inc. compare 15.6×
SEZL Sezzle Inc. compare 19.0×
Credit Services industry median 2.5×
Financial sector median 9.7×
Market median 14.1×

What Price to free cash flow is

Price to Free Cash Flow Ratio shows how much investors pay for each dollar of cash a company generates after its capital spending.

Stock Price ÷ ((Operating Cash Flow (TTM) + Property, Plant, Equipment Change (Net) (TTM) + Intangible Assets Change (Net) (TTM)) ÷ (Shares (Basic, Weighted) (latest quarter)))

The full definition of Price to free cash flow →

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