stockrowCredit Acceptance Corporation
CACC Financial Credit Services
Credit Acceptance Corporation’s revenue for fiscal 2025 (year ended December 2025) was $2.3 billion, up 7.16% from fiscal 2024.
- Revenue
- +2.09%
- EPS
- −156.4%
- Free cash flow
- +11.8%
- Total debt
- +5.57%
Quarter to September 2026, against a year earlier
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Credit Acceptance Corporation (CACC) EBITDA
Credit Acceptance Corporation's EBITDA for fiscal 2025 was $1.1B, up 29.0% from $874.0M in fiscal 2024. Over the twelve months to 30 September 2026 it was $955.6M. Over the past ten years it has ranged from $165.2M (fiscal 2022) to $1.5B (fiscal 2021); the current reading is higher than 91% of that period. EBITDA has risen for 3 consecutive fiscal years. Credit Acceptance Corporation ranks 7th of 37 Credit Services companies by EBITDA.
EBITDA, annual
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Annual newest first
| Period | EBITDA | Change |
|---|---|---|
| FY2025 | $1.1B | 29.04% |
| FY2024 | $874.0M | 19.20% |
| FY2023 | $733.2M | 343.83% |
| FY2022 | $165.2M | (88.91%) |
| FY2021 | $1.5B | 83.84% |
| FY2020 | $810.6M | (26.74%) |
| FY2019 | $1.1B | 15.59% |
| FY2018 | $957.2M | 28.81% |
| FY2017 | $743.1M | 10.88% |
| FY2016 | $670.2M | 12.09% |
Quarterly newest first
| Period | EBITDA | Change |
|---|---|---|
| Sep 2026 | $56.9M | (81.00%) |
| Jun 2026 | $299.5M | (1.84%) |
| Mar 2026 | $305.1M | 3.74% |
| Dec 2025 | $294.1M | 1.20% |
| 43 more quarters | Free account |
Against its own ten years
EBITDA against peers
| Company | EBITDA |
|---|---|
| BFH Bread Financial Holdings, Inc. compare | $3.8B |
| FCFS FirstCash Holdings, Inc. compare | $1.0B |
| CACC Credit Acceptance Corporation | $955.6M |
| ENVA Enova International, Inc. compare | $932.7M |
| SEZL Sezzle Inc. compare | $217.0M |
| KLAR Klarna Group plc compare | $43.0M |
| SLM SLM Corporation compare | — |
| OMF OneMain Holdings, Inc. compare | — |
| NNI Nelnet, Inc. compare | — |
What EBITDA is
EBITDA shows what a company earns from its operations before interest, taxes and the non-cash charges for depreciation and amortization.
Reported line item
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