Credit Acceptance Corporation

CACC Financial Credit Services

Credit Acceptance Corporation’s revenue for fiscal 2025 (year ended December 2025) was $2.3 billion, up 7.16% from fiscal 2024.

Revenue
+2.09%
EPS
−156.4%
Free cash flow
+11.8%
Total debt
+5.57%

Quarter to September 2026, against a year earlier

522.64 23.96 +4.80%
Market cap
$5.3B
P/E
16.7×
Fwd P/E
8.8×
Dividend yield
—
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Credit Acceptance Corporation (CACC) Revenue growth

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Credit Acceptance Corporation's revenue growth over the twelve months to 30 September 2026 was 1.68%, down 5.5 percentage points from fiscal 2025 (7.16%). Over the past ten years it has ranged from −86.0% (fiscal 2022) to 630.1% (fiscal 2023); the current reading is higher than 18% of that period. That is below the Credit Services industry median of 4.49% and below the Financial sector median of 7.33%.

Revenue growth, annual

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Annual newest first

Period Revenue growth Change (points)
FY2025 7.16% (6.54)
FY2024 13.7% (616.40)
FY2023 630.1% 716.06
FY2022 −86.0% (97.14)
FY2021 11.2% (0.93)
FY2020 12.1% (3.69)
FY2019 15.8% (0.04)
FY2018 15.8% 1.31
FY2017 14.5% (2.91)
FY2016 17.4% 3.37

Quarterly newest first

Period Revenue growth Change (points)
Sep 2026 2.09% 1.47
Jun 2026 0.62% (0.94)
Mar 2026 1.56% (0.91)
Dec 2025 2.47% (3.36)
43 more quarters

Against its own ten years

Low −86.0% High 630.1%
Ten-year median 14.1%
Current reading's percentile 18

Revenue growth against peers

Company Revenue growth
SEZL Sezzle Inc. compare 38.9%
KLAR Klarna Group plc compare 34.2%
FCFS FirstCash Holdings, Inc. compare 22.9%
ENVA Enova International, Inc. compare 20.1%
OMF OneMain Holdings, Inc. compare 7.88%
BFH Bread Financial Holdings, Inc. compare 2.29%
CACC Credit Acceptance Corporation 1.68%
SLM SLM Corporation compare −5.69%
NNI Nelnet, Inc. compare −6.25%
Credit Services industry median 4.49%
Financial sector median 7.33%
Market median 7.58%

What Revenue growth is

Revenue Growth shows how fast a company’s sales are rising or falling compared with the same period a year earlier.

(Revenue − Revenue a year earlier) ÷ |Revenue a year earlier|

The full definition of Revenue growth →

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