Powerpack

Unlock full stockrow access for only $9.90/month and boost yourself as an investor.

  • Full quarterly history

    Every quarter and TTM period we hold, not just the last 12.

  • Analyst estimates

    Three years of forward estimates and dividend forecasts.

  • Unlimited screener

    All results, unlimited saved screens, email when a screen changes.

  • Unlimited Excel

    Full workbooks and screener exports.

  • Unlimited follows

See Powerpack
Screener Weekly Summary Pricing

Credit Acceptance Corporation (CACC) vs OneMain Holdings, Inc. (OMF)

Credit Acceptance Corporation and OneMain Holdings, Inc. are both Credit Services companies. OneMain Holdings, Inc. is the larger, with a market value of $6.5B against $5.7B — 1.1× the size. OneMain Holdings, Inc. trades at the lower P/E: 8.6× against 12.0×. OneMain Holdings, Inc. grew revenue faster over the last twelve months: 7.04% against 2.58%. Credit Acceptance Corporation has the higher net margin (21.5% vs 12.3%) and the higher return on invested capital (10.0% vs 2.45%). Both pay a dividend; OneMain Holdings, Inc. yields more (9.13% vs 5.02%). Across the 22 metrics below, Credit Acceptance Corporation leads on 11 and OneMain Holdings, Inc. on 11.

Valuation

Metric CACC OMF Credit Services median
P/E 12.04 8.64 9.64
P/S 2.51 1.04 0.87
P/B 3.68 1.96 1.16
Price to free cash flow 4.79 2.04 2.99
EV/EBITDA 9.70 n/m 9.58
EV/Sales 4.95 4.52 2.32
Earnings yield 8.31% 11.58% 6.72%
Free cash flow yield 20.86% 49.09% 12.33%

Profitability

Metric CACC OMF Credit Services median
Gross margin 100.00% 79.74% 77.13%
Operating margin 50.01% 0.00% 0.34%
Net margin 21.54% 12.26% 9.25%
Free cash flow margin 52.41% 50.72% 13.03%
Return on equity 31.93% 23.28% 8.49%
Return on assets 5.79% 2.89% 2.29%
Return on invested capital 10.02% 2.45% 4.09%

Growth

Metric CACC OMF Credit Services median
Revenue growth (TTM) 2.58% 7.04% 4.62%
EPS growth (last fiscal year) 83.60% 54.72% —
Revenue growth, 5-year CAGR 6.78% 4.76% 9.13%
Net income growth, 5-year CAGR 0.14% 1.41% 0.00%

Health

Metric CACC OMF Credit Services median
Debt to equity 3.96 6.73 0.68
Current ratio 14.89 0.00 1.55
Net debt to EBITDA 5.10 0.00 0.13

Dividend

Metric CACC OMF Credit Services median
Dividend yield 5.02% 9.13% 3.34%
Payout ratio 0.00 0.73 0.00

Size

Metric CACC OMF Credit Services median
Market cap 5.68b 6.52b 872.19m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack