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Friday 6 November 2026 Export CACC’s income statement to Excel — free account

Credit Acceptance Corporation

CACC Financial Credit Services

Credit Acceptance Corporation’s revenue for fiscal 2025 (year ended December 2025) was $2.3 billion, up 7.16% from fiscal 2024.

Revenue
+2.09%
EPS
−156.5%
Free cash flow
+11.8%
Total debt
+5.57%

Quarter to September 2026, against a year earlier

529.74 7.16 +1.37%
Market cap
$5.3B
P/E
16.9×
Fwd P/E
8.8×
Dividend yield
—
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Earnings & Analysis
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios
Valuation Filings

Credit Acceptance Corporation (CACC) P/E ratio

Alert me on P/E ratio

As of 6 November 2026, Credit Acceptance Corporation (CACC) trades at a P/E ratio of 16.9×. Over the past ten years it has ranged from 6.8× (March 2020) to 43.3× (July 2024); the current reading is higher than 78% of that period. That is above the Credit Services industry median of 9.3× and above the Financial sector median of 12.0×.

P/E ratio, daily

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Annual newest first

Period P/E ratio Change
FY2025 11.9× (48.80%)
FY2024 23.3× (4.49%)
FY2023 24.4× 109.31%
FY2022 11.7× 1.17%
FY2021 11.5× (20.62%)
FY2020 14.5× 13.98%
FY2019 12.7× (1.46%)
FY2018 12.9× (5.00%)
FY2017 13.6× 3.07%
FY2016 13.2× (11.44%)

Quarterly newest first

Period P/E ratio Change
Sep 2026 16.9× 23.43%
Jun 2026 13.7× 32.81%
Mar 2026 10.3× (13.48%)
Dec 2025 11.9× (1.93%)
43 more quarters

Against its own ten years

Low 6.8× High 43.3×
Ten-year median 13.8×
Current reading's percentile 78

P/E ratio against peers

Company P/E ratio
KLAR Klarna Group plc compare n/m
SLM SLM Corporation compare 6.1×
BFH Bread Financial Holdings, Inc. compare 7.9×
OMF OneMain Holdings, Inc. compare 8.5×
ENVA Enova International, Inc. compare 11.2×
CACC Credit Acceptance Corporation 16.9×
NNI Nelnet, Inc. compare 17.2×
FCFS FirstCash Holdings, Inc. compare 20.1×
SEZL Sezzle Inc. compare 28.0×
Credit Services industry median 9.3×
Financial sector median 12.0×
Market median 17.8×

What P/E ratio is

Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.

Stock Price ÷ EPS (Basic) (TTM)

The full definition of P/E ratio →

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