Pricing Log in Create free account
Friday 6 November 2026 Export CACC’s income statement to Excel — free account

Credit Acceptance Corporation

CACC Financial Credit Services

Credit Acceptance Corporation’s revenue for fiscal 2025 (year ended December 2025) was $2.3 billion, up 7.16% from fiscal 2024.

Revenue
+2.09%
EPS
−156.4%
Free cash flow
+11.8%
Total debt
+5.57%

Quarter to September 2026, against a year earlier

522.33 0.25 −0.05%
Market cap
$5.3B
P/E
16.7×
Fwd P/E
8.8×
Dividend yield
—
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Earnings & Analysis
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios
Valuation Filings

Credit Acceptance Corporation (CACC) Current ratio

Alert me on Current ratio

Credit Acceptance Corporation's current ratio at the end of the quarter to 30 September 2026 was 13.5×, down 3.4× from fiscal 2025 (16.9×). Over the past ten years it has ranged from 15.7× (fiscal 2023) to 39.0× (fiscal 2021); the current reading is higher than 18% of that period. That is above the Credit Services industry median of 1.3× and above the Financial sector median of 1.0×.

Current ratio, annual

Embed this chart

Annual newest first

Period Current ratio Change
FY2025 16.9× (16.82%)
FY2024 20.3× 29.45%
FY2023 15.7× (32.01%)
FY2022 23.1× (40.83%)
FY2021 39.0× 49.26%
FY2020 26.2× (26.26%)
FY2019 35.5× 107.79%
FY2018 17.1× (28.87%)
FY2017 24.0× (3.68%)
FY2016 24.9× 38.65%

Quarterly newest first

Period Current ratio Change
Sep 2026 13.5× (9.35%)
Jun 2026 14.9× 9.31%
Mar 2026 13.6× (19.48%)
Dec 2025 16.9× 6.97%
43 more quarters

Against its own ten years

Low 15.7× High 39.0×
Ten-year median 23.1×
Current reading's percentile 18

Current ratio against peers

Company Current ratio
ENVA Enova International, Inc. compare 18.9×
CACC Credit Acceptance Corporation 13.5×
FCFS FirstCash Holdings, Inc. compare 4.8×
SEZL Sezzle Inc. compare 4.2×
SLM SLM Corporation compare 1.2×
BFH Bread Financial Holdings, Inc. compare 1.2×
KLAR Klarna Group plc compare 1.1×
NNI Nelnet, Inc. compare 0.0×
OMF OneMain Holdings, Inc. compare 0.0×
Credit Services industry median 1.3×
Financial sector median 1.0×
Market median 1.6×

What Current ratio is

Current Ratio shows whether a company’s short-term assets are enough to cover the bills and debts it must pay within the next year.

Current Assets (Total) ÷ Current Liabilities (Total)

The full definition of Current ratio →

More on CACC