Credit Acceptance Corporation (CACC) vs SLM Corporation (SLM)
- Credit Acceptance Corporation CACC 522.69 +0.02%
- SLM Corporation SLM 16.74 −4.51%
Credit Acceptance Corporation and SLM Corporation are both Credit Services companies. Credit Acceptance Corporation is the larger, with a market value of $5.3B against $3.2B — 1.7× the size. SLM Corporation trades at the lower P/E: 6.3× against 16.7×. Credit Acceptance Corporation grew revenue faster over the last twelve months: 1.68% against −5.69%. SLM Corporation has the higher net margin (19.1% vs 14.4%) and the higher return on invested capital (8.72% vs 7.81%). Across the 19 metrics below, Credit Acceptance Corporation leads on 10 and SLM Corporation on 9.
Valuation
Profitability
| Metric | CACC | SLM | Credit Services median |
|---|---|---|---|
| Gross margin | 100.00% | 61.95% | 76.61% |
| Operating margin | 39.82% | 0.00% | 0.34% |
| Net margin | 14.39% | 19.12% | 8.35% |
| Free cash flow margin | 53.65% | (13.20%) | 8.73% |
| Return on equity | 22.72% | 27.00% | 9.05% |
| Return on assets | 3.85% | 1.86% | 1.94% |
| Return on invested capital | 7.81% | 8.72% | 4.56% |
Growth
Health
Dividend
Size
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