stockrowCredit Acceptance Corporation (CACC) vs Klarna Group plc (KLAR)
- Credit Acceptance Corporation CACC 526.92 +0.83%
- Klarna Group plc KLAR 13.59 +0.44%
Credit Acceptance Corporation and Klarna Group plc are both Credit Services companies. Klarna Group plc is the larger, with a market value of $7.7B against $5.3B — 1.4× the size. Klarna Group plc has negative trailing earnings, so its P/E is not meaningful; Credit Acceptance Corporation trades at 16.7×. Klarna Group plc grew revenue faster over the last twelve months: 34.2% against 1.68%. Credit Acceptance Corporation has the higher net margin (14.4% vs −3.52%) and the higher return on invested capital (7.81% vs 0.00%). Across the 16 metrics below, Credit Acceptance Corporation leads on 12 and Klarna Group plc on 4.
Valuation
Profitability
| Metric | CACC | KLAR | Credit Services median |
|---|---|---|---|
| Gross margin | 100.00% | 58.18% | 76.61% |
| Operating margin | 39.82% | (1.21%) | 0.34% |
| Net margin | 14.39% | (3.52%) | 8.35% |
| Free cash flow margin | 53.65% | (94.31%) | 8.73% |
| Return on equity | 22.72% | (5.67%) | 9.05% |
| Return on assets | 3.85% | (0.77%) | 1.94% |
| Return on invested capital | 7.81% | 0.00% | 4.56% |
Growth
Health
Dividend
Size
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