Saturday 17 October 2026 Export CACC’s income statement to Excel — free account

Credit Acceptance Corporation

Credit Acceptance Corporation’s revenue for fiscal 2025 (year ended December 2025) was $2.3 billion, up 7.16% from fiscal 2024. In the quarter to June 2026, revenue was flat, EPS grew 71.8%, free cash flow grew 120.9% and total debt fell 2.86%, each against the same quarter a year earlier. Revenue growth for three consecutive years.

545.29 6.26 −1.13%

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Market cap: $5.7B
P/E: 11.7×
Fwd P/E: 10.5×
Dividend yield: —
F-score: 7/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

	Jun '26	Mar '26	Dec '25	Sep '25	Older periods
P/E ratio Full definition →	13.72	10.33	11.94	12.18	+8 more quarters Free account
P/S ratio Full definition →	2.86	1.96	2.19	2.28
P/FCF ratio Full definition →	5.47	4.32	4.82	4.82
P/Operating CF Full definition →	21.56	13.11	18.86	17.54
P/B ratio Full definition →	4.20	3.00	3.33	3.33
Price to Tangible BV Full definition →	4.20	3.00	3.33	3.33
EV/Sales Full definition →	5.30	4.43	4.67	4.78
EV/EBITDA Full definition →	10.39	8.94	9.60	9.48
EV/Operating CF Full definition →	10.08	9.76	10.26	10.09
EV/FCF Full definition →	10.11	9.78	10.28	10.11
Quick Ratio Full definition →	1.07	1.09	1.33	1.14
Current Ratio Full definition →	14.89	13.62	16.91	15.81
Net Debt/EBITDA Full definition →	18.96	18.84	19.54	19.83
Debt/Assets Full definition →	72.90%	73.71%	73.61%	73.71%
Debt/Equity Full definition →	3.96	4.23	4.17	4.03
Asset Turnover Full definition →	0.27	0.26	0.27	0.27
Operating CF/Net income Full definition →	2.28	2.55	2.21	2.77
Capex/Depreciation Full definition →	(0.30)	(0.22)	(0.07)	(0.09)
Interest Coverage Full definition →	2.74	2.76	2.53	2.44
Research and Development Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →	22.83%	24.34%	27.99%	25.17%
Intangible Assets out of Total Assets Full definition →	0.00	0.00	0.00	0.00
Share Based Compensation of Revenue Full definition →	1.48%	1.95%	2.24%	2.08%
Graham Net Nets Full definition →	0.23	0.32	0.29	0.29
Graham Number Full definition →	397.87	360.58	333.44	347.99
Earnings Yield Full definition →	7.29%	9.68%	8.38%	8.21%
Free Cash Flow Yield Full definition →	18.30%	23.14%	20.74%	20.75%
Revenue per Share Full definition →	56.04	54.00	50.64	51.78
Operating CF per Share Full definition →	29.53	32.29	23.52	26.62
Capex per Share Full definition →	(0.15)	(0.12)	(0.03)	(0.05)
Free Cash Flow per Share Full definition →	29.38	32.17	23.48	26.56
Cash per Share Full definition →	58.08	61.53	53.00	54.03
Shareholders Equity per Share Full definition →	151.60	140.98	133.05	140.34
Interest Debt per Share Full definition →	0.00	0.00	0.00	0.00
Book value per Share Full definition →	151.60	140.98	133.05	140.34
Free Cash Flow Full definition →	307.90	345.50	268.90	298.80
Working Capital Full definition →	8,000.20	8,011.70	8,075.80	8,049.40
Capital Expenditures Full definition →	(1.60)	(1.30)	(0.40)	(0.60)
Net Current Asset Value Full definition →	1,542.60	1,466.10	1,475.20	1,530.90
EV/EBIT Full definition →	10.60	9.14	9.83	9.71
Capex to Sales Full definition →	0.00	0.00	0.00	0.00
Price to Operating Income Full definition →	5.73	4.04	4.61	4.63
Other line items
Average Receivables Full definition →	8.90	17.90	35.70	18.05
Average Payables Full definition →	386.40	396.15	358.00	373.65
Average Assets Full definition →	8,673.60	8,976.30	8,743.15	8,661.90
Average Common Equity Full definition →	1,571.80	1,612.50	1,636.60	1,612.55

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