stockrowCredit Acceptance Corporation
CACC Financial Credit Services
Credit Acceptance Corporation’s revenue for fiscal 2025 (year ended December 2025) was $2.3 billion, up 7.16% from fiscal 2024.
- Revenue
- +2.09%
- EPS
- −156.4%
- Free cash flow
- +11.8%
- Total debt
- +5.57%
Quarter to September 2026, against a year earlier
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Credit Acceptance Corporation (CACC) EPS (diluted)
Credit Acceptance Corporation's EPS (diluted) for fiscal 2025 was $36.50, up 83.6% from $19.88 in fiscal 2024. Over the twelve months to 30 September 2026 it was $30.62. Over the past ten years it has ranged from $14.29 (fiscal 2015) to $59.52 (fiscal 2021); the current reading is higher than 82% of that period. Credit Acceptance Corporation ranks 1st of 51 Credit Services companies by EPS (diluted).
EPS (diluted), annual
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Annual newest first
| Period | EPS (diluted) | Change |
|---|---|---|
| FY2025 | $36.50 | 83.60% |
| FY2024 | $19.88 | (9.60%) |
| FY2023 | $21.99 | (44.08%) |
| FY2022 | $39.32 | (33.93%) |
| FY2021 | $59.52 | 153.60% |
| FY2020 | $23.47 | (32.11%) |
| FY2019 | $34.57 | 17.63% |
| FY2018 | $29.39 | 22.25% |
| FY2017 | $24.04 | 47.39% |
| FY2016 | $16.31 | 14.14% |
Quarterly newest first
| Period | EPS (diluted) | Change |
|---|---|---|
| Sep 2026 | −$5.43 | — |
| Jun 2026 | $12.66 | 2.10% |
| Mar 2026 | $12.40 | 12.83% |
| Dec 2025 | $10.99 | 16.54% |
| 43 more quarters | Free account |
Against its own ten years
EPS (diluted) against peers
| Company | EPS (diluted) |
|---|---|
| CACC Credit Acceptance Corporation | $30.62 |
| ENVA Enova International, Inc. compare | $14.52 |
| BFH Bread Financial Holdings, Inc. compare | $12.68 |
| FCFS FirstCash Holdings, Inc. compare | $9.23 |
| NNI Nelnet, Inc. compare | $7.55 |
| OMF OneMain Holdings, Inc. compare | $6.57 |
| SEZL Sezzle Inc. compare | $5.23 |
| SLM SLM Corporation compare | $2.76 |
| KLAR Klarna Group plc compare | −$0.37 |
What EPS (diluted) is
Diluted EPS tells an investor how much profit a company earned for each share, counting the extra shares that options and convertible securities could create.
Reported line item
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