stockrowCredit Acceptance Corporation
CACC Financial Credit Services
Credit Acceptance Corporation’s revenue for fiscal 2025 (year ended December 2025) was $2.3 billion, up 7.16% from fiscal 2024.
- Revenue
- +2.09%
- EPS
- −156.4%
- Free cash flow
- +11.8%
- Total debt
- +5.57%
Quarter to September 2026, against a year earlier
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Credit Acceptance Corporation (CACC) Total debt
Credit Acceptance Corporation's total debt at the end of fiscal 2025 was $6.4B, unchanged from fiscal 2024. At the end of the quarter to 30 September 2026 it was $6.7B. Over the past ten years it has ranged from $2.1B (fiscal 2015) to $6.4B (fiscal 2025) — the current reading is the highest in ten years. Credit Acceptance Corporation ranks 14th of 51 Credit Services companies by total debt.
Total debt, annual
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Annual newest first
| Period | Total debt | Change |
|---|---|---|
| FY2025 | $6.4B | 0.02% |
| FY2024 | $6.4B | 25.37% |
| FY2023 | $5.1B | 10.39% |
| FY2022 | $4.6B | (0.55%) |
| FY2021 | $4.6B | 0.17% |
| FY2020 | $4.6B | (24.06%) |
| FY2019 | $6.1B | 58.83% |
| FY2018 | $3.8B | 24.43% |
| FY2017 | $3.1B | (8.44%) |
| FY2016 | $3.4B | 62.19% |
Quarterly newest first
| Period | Total debt | Change |
|---|---|---|
| Sep 2026 | $6.7B | 6.96% |
| Jun 2026 | $6.3B | (1.91%) |
| Mar 2026 | $6.4B | 0.86% |
| Dec 2025 | $6.4B | (0.24%) |
| 43 more quarters | Free account |
Against its own ten years
Total debt against peers
| Company | Total debt |
|---|---|
| OMF OneMain Holdings, Inc. compare | $24.1B |
| NNI Nelnet, Inc. compare | $6.8B |
| CACC Credit Acceptance Corporation | $6.7B |
| SLM SLM Corporation compare | $5.5B |
| ENVA Enova International, Inc. compare | $5.4B |
| BFH Bread Financial Holdings, Inc. compare | $3.1B |
| FCFS FirstCash Holdings, Inc. compare | $2.4B |
| SEZL Sezzle Inc. compare | $102.2M |
| KLAR Klarna Group plc compare | — |
What Total debt is
Total Debt tells an investor how much a company has borrowed in all, whether the money is due within a year or later.
Long Term Debt (Total) + Current Part of Debt
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