Friday 6 November 2026 Export ENVA’s income statement to Excel — free account

Enova International, Inc.

Enova International, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $3.2 billion, up 18.6% from fiscal 2024.

Revenue: +25.7%
EPS: +33.9%
Free cash flow: +11.4%
Total debt: +30.9%

Quarter to September 2026, against a year earlier

174.28 6.90 −3.81%

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Market cap: $4.3B
P/E: 11.3×
Fwd P/E: 11.0×
Dividend yield: —
F-score: 6/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview

Enova International, Inc. (ENVA) P/B ratio

Alert me on P/B ratio

As of 5 November 2026, Enova International, Inc. (ENVA) trades at a P/B ratio of 2.8×. Over the past ten years it has ranged from 0.8× (May 2020) to 5.2× (March 2015); the current reading is higher than 85% of that period. That is above the Credit Services industry median of 1.2× and above the Financial sector median of 1.3×.

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<iframe src="https://stockrow.com/embed/ENVA/pb-ratio" width="100%" height="360" style="border:0" loading="lazy" title="Enova International, Inc. P/B ratio, 10 years"></iframe>
<p style="font-size:12px">Source: <a href="https://stockrow.com/ENVA/metrics/pb-ratio">Enova International, Inc. (ENVA) P/B ratio — stockrow.com</a></p>

Period	P/B ratio	Change
FY2025	3.0×	37.26%
FY2024	2.2×	58.04%
FY2023	1.4×	29.75%
FY2022	1.1×	(22.80%)
FY2021	1.4×	58.41%
FY2020	0.9×	(60.08%)
FY2019	2.2×	13.24%
FY2018	1.9×	2.13%
FY2017	1.9×	2.36%
FY2016	1.8×	71.79%

Period	P/B ratio	Change
Sep 2026	2.7×	(33.77%)
Jun 2026	4.0×	66.00%
Mar 2026	2.4×	(18.57%)
Dec 2025	3.0×	32.29%
43 more quarters	Free account

Against its own ten years

Low 0.8× High 5.2×

Ten-year median 1.8×

Current reading's percentile 89

Company	P/B ratio
BFH Bread Financial Holdings, Inc. compare	1.1×
NNI Nelnet, Inc. compare	1.3×
SLM SLM Corporation compare	1.6×
KLAR Klarna Group plc compare	1.9×
OMF OneMain Holdings, Inc. compare	1.9×
ENVA Enova International, Inc.	2.8×
FCFS FirstCash Holdings, Inc. compare	3.6×
CACC Credit Acceptance Corporation compare	3.9×
SEZL Sezzle Inc. compare	18.6×
Credit Services industry median	1.2×
Financial sector median	1.3×
Market median	1.7×

What P/B ratio is

Price to Book Value tells an investor how much the market pays for a company’s shares relative to the accounting net worth that belongs to common shareholders.

Stock Price ÷ (Common Equity (Total) (latest quarter) ÷ Shares (Basic, Weighted) (latest quarter))

The full definition of P/B ratio →

Enova International, Inc. (ENVA) P/B ratio

P/B ratio, daily

Annual newest first

Quarterly newest first

Against its own ten years

P/B ratio against peers

What P/B ratio is

More on ENVA

P/B ratio, daily

Annual newest first

Quarterly newest first

Against its own ten years

P/B ratio against peers

What P/B ratio is

More on ENVA

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