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Friday 6 November 2026 Export CACC’s income statement to Excel — free account

Credit Acceptance Corporation

CACC Financial Credit Services

Credit Acceptance Corporation’s revenue for fiscal 2025 (year ended December 2025) was $2.3 billion, up 7.16% from fiscal 2024.

Revenue
+2.09%
EPS
−156.4%
Free cash flow
+11.8%
Total debt
+5.57%

Quarter to September 2026, against a year earlier

522.64 23.96 +4.80%
Market cap
$5.3B
P/E
16.7×
Fwd P/E
8.8×
Dividend yield
—
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Earnings & Analysis
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios
Valuation Filings

Credit Acceptance Corporation (CACC) P/S ratio

Alert me on P/S ratio

As of 5 November 2026, Credit Acceptance Corporation (CACC) trades at a P/S ratio of 2.3×. Over the past ten years it has ranged from 0.0× (March 2023) to 26.8× (July 2023); the current reading is higher than 5% of that period. That is above the Credit Services industry median of 1.0× and in line with the Financial sector median of 2.3×.

P/S ratio, daily

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Annual newest first

Period P/S ratio Change
FY2025 2.2× (18.08%)
FY2024 2.7× (27.27%)
FY2023 3.7× —
FY2022 0.0× —
FY2021 6.0× 60.94%
FY2020 3.7× (34.04%)
FY2019 5.6× (2.75%)
FY2018 5.8× 0.02%
FY2017 5.8× 27.19%
FY2016 4.5× (16.23%)

Quarterly newest first

Period P/S ratio Change
Sep 2026 2.4× (17.55%)
Jun 2026 2.9× 46.51%
Mar 2026 2.0× (10.79%)
Dec 2025 2.2× (3.89%)
43 more quarters

Against its own ten years

Low 0.0× High 26.8×
Ten-year median 4.4×
Current reading's percentile 4

P/S ratio against peers

Company P/S ratio
BFH Bread Financial Holdings, Inc. compare 0.8×
OMF OneMain Holdings, Inc. compare 1.0×
SLM SLM Corporation compare 1.1×
ENVA Enova International, Inc. compare 1.2×
KLAR Klarna Group plc compare 1.3×
FCFS FirstCash Holdings, Inc. compare 1.9×
NNI Nelnet, Inc. compare 2.2×
CACC Credit Acceptance Corporation 2.3×
SEZL Sezzle Inc. compare 8.9×
Credit Services industry median 1.0×
Financial sector median 2.3×
Market median 1.9×

What P/S ratio is

Price to Sales Ratio shows how much investors pay for each dollar of a company’s annual sales, whether or not it is profitable.

(Stock Price × Shares (Basic, Weighted) (latest quarter)) ÷ Revenue (TTM)

The full definition of P/S ratio →

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