stockrowCredit Acceptance Corporation (CACC) vs FirstCash Holdings, Inc. (FCFS)
- Credit Acceptance Corporation CACC 528.67 +1.17%
- FirstCash Holdings, Inc. FCFS 186.27 −0.68%
Credit Acceptance Corporation and FirstCash Holdings, Inc. are both Credit Services companies. FirstCash Holdings, Inc. is the larger, with a market value of $8.0B against $5.3B — 1.5× the size. Credit Acceptance Corporation trades at the lower P/E: 16.7× against 20.4×. FirstCash Holdings, Inc. grew revenue faster over the last twelve months: 22.9% against 1.68%. Credit Acceptance Corporation has the higher net margin (14.4% vs 9.48%) and the lower return on invested capital (7.81% vs 9.40%). Across the 20 metrics below, Credit Acceptance Corporation leads on 11 and FirstCash Holdings, Inc. on 9.
Valuation
Profitability
| Metric | CACC | FCFS | Credit Services median |
|---|---|---|---|
| Gross margin | 100.00% | 50.20% | 76.61% |
| Operating margin | 39.82% | 15.85% | 0.34% |
| Net margin | 14.39% | 9.48% | 8.35% |
| Free cash flow margin | 53.65% | 12.09% | 8.73% |
| Return on equity | 22.72% | 18.18% | 9.05% |
| Return on assets | 3.85% | 7.57% | 1.94% |
| Return on invested capital | 7.81% | 9.40% | 4.56% |
Growth
Health
Dividend
Size
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