stockrowCredit Acceptance Corporation
CACC Financial Credit Services
Credit Acceptance Corporation’s revenue for fiscal 2025 (year ended December 2025) was $2.3 billion, up 7.16% from fiscal 2024.
- Revenue
- +2.09%
- EPS
- −156.4%
- Free cash flow
- +11.8%
- Total debt
- +5.57%
Quarter to September 2026, against a year earlier
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Credit Acceptance Corporation (CACC) Net income
Credit Acceptance Corporation's net income for fiscal 2025 was $423.9M, up 71.0% from $247.9M in fiscal 2024. Over the twelve months to 30 September 2026 it was $337.1M. Over the past ten years it has ranged from $247.9M (fiscal 2024) to $958.3M (fiscal 2021); the current reading is higher than 55% of that period. Credit Acceptance Corporation ranks 18th of 53 Credit Services companies by net income.
Net income, annual
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Annual newest first
| Period | Net income | Change |
|---|---|---|
| FY2025 | $423.9M | 71.00% |
| FY2024 | $247.9M | (13.35%) |
| FY2023 | $286.1M | (46.60%) |
| FY2022 | $535.8M | (44.09%) |
| FY2021 | $958.3M | 127.62% |
| FY2020 | $421.0M | (35.83%) |
| FY2019 | $656.1M | 14.30% |
| FY2018 | $574.0M | 22.08% |
| FY2017 | $470.2M | 41.29% |
| FY2016 | $332.8M | 11.04% |
Quarterly newest first
| Period | Net income | Change |
|---|---|---|
| Sep 2026 | −$56.6M | — |
| Jun 2026 | $135.9M | 0.07% |
| Mar 2026 | $135.8M | 11.31% |
| Dec 2025 | $122.0M | 12.75% |
| 43 more quarters | Free account |
Against its own ten years
Net income against peers
| Company | Net income |
|---|---|
| OMF OneMain Holdings, Inc. compare | $767.0M |
| SLM SLM Corporation compare | $567.4M |
| BFH Bread Financial Holdings, Inc. compare | $537.0M |
| FCFS FirstCash Holdings, Inc. compare | $406.5M |
| ENVA Enova International, Inc. compare | $382.4M |
| CACC Credit Acceptance Corporation | $337.1M |
| NNI Nelnet, Inc. compare | $195.9M |
| SEZL Sezzle Inc. compare | $182.6M |
| KLAR Klarna Group plc compare | −$61.0M |
What Net income is
Net Income tells an investor how much profit a company kept in a period after every cost, interest charge and tax.
Reported line item
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- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
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- Current ratio
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