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Friday 6 November 2026 Export SLM’s income statement to Excel — free account

SLM Corporation

SLM Financial Credit Services

SLM Corporation’s revenue for fiscal 2025 (year ended December 2025) was $3.1 billion, up 4.10% from fiscal 2024.

Revenue
−21.4%
EPS
−129.7%
Free cash flow
−115.6%
Total debt
−19.1%

Quarter to September 2026, against a year earlier

16.75 0.78 −4.45%
Market cap
$3.2B
P/E
6.3×
Fwd P/E
8.9×
Dividend yield
2.96%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios

SLM Corporation (SLM) P/B ratio

Alert me on P/B ratio

As of 5 November 2026, SLM Corporation (SLM) trades at a P/B ratio of 1.6×. Over the past ten years it has ranged from 0.9× (March 2020) to 3.7× (February 2025); the current reading is higher than 9% of that period. That is above the Credit Services industry median of 1.2× and above the Financial sector median of 1.3×.

P/B ratio, daily

Embed this chart

Annual newest first

Period P/B ratio Change
FY2025 2.5× (18.45%)
FY2024 3.1× 14.41%
FY2023 2.7× (5.67%)
FY2022 2.9× (11.30%)
FY2021 3.3× 58.68%
FY2020 2.1× 57.28%
FY2019 1.3× (6.96%)
FY2018 1.4× (40.39%)
FY2017 2.4× (13.49%)
FY2016 2.7× 50.40%

Quarterly newest first

Period P/B ratio Change
Sep 2026 2.1× (4.77%)
Jun 2026 2.2× 14.94%
Mar 2026 1.9× (24.88%)
Dec 2025 2.5× (7.12%)
43 more quarters

Against its own ten years

Low 0.9× High 3.7×
Ten-year median 2.4×
Current reading's percentile 10

P/B ratio against peers

Company P/B ratio
BFH Bread Financial Holdings, Inc. compare 1.1×
NNI Nelnet, Inc. compare 1.3×
SLM SLM Corporation 1.6×
AGM Federal Agricultural Mortgage Corporation compare 1.7×
ECPG Encore Capital Group Inc compare 2.5×
UPST Upstart Holdings, Inc. compare 2.7×
ENVA Enova International, Inc. compare 2.8×
CACC Credit Acceptance Corporation compare 3.9×
SEZL Sezzle Inc. compare 18.6×
Credit Services industry median 1.2×
Financial sector median 1.3×
Market median 1.7×

What P/B ratio is

Price to Book Value tells an investor how much the market pays for a company’s shares relative to the accounting net worth that belongs to common shareholders.

Stock Price ÷ (Common Equity (Total) (latest quarter) ÷ Shares (Basic, Weighted) (latest quarter))

The full definition of P/B ratio →

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