Ally Financial Inc.
ALLY Financial Credit Services
Ally Financial Inc.’s revenue for fiscal 2025 (year ended December 2025) was $15.3 billion, down 6.89% from fiscal 2024.
- Revenue
- +4.53%
- EPS
- +10.9%
- Free cash flow
- +32.7%
- Total debt
- +12.1%
Quarter to September 2026, against a year earlier
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Ally Financial Inc. (ALLY) Return on equity
Ally Financial Inc.'s return on equity over the twelve months to 30 September 2026 was 10.5%, up 4.5 percentage points from fiscal 2025 (6.00%). Over the past ten years it has ranged from −9.54% (fiscal 2015) to 20.8% (fiscal 2021); the current reading is higher than 27% of that period. That is above the Credit Services industry median of 9.05% and above the Financial sector median of 9.01%.
Return on equity, annual
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Annual newest first
| Period | Return on equity | Change (points) |
|---|---|---|
| FY2025 | 6.00% | 1.14 |
| FY2024 | 4.86% | (2.87) |
| FY2023 | 7.73% | (5.84) |
| FY2022 | 13.6% | (7.23) |
| FY2021 | 20.8% | 13.35 |
| FY2020 | 7.45% | (4.94) |
| FY2019 | 12.4% | 2.95 |
| FY2018 | 9.44% | 2.51 |
| FY2017 | 6.93% | (1.03) |
| FY2016 | 7.96% | 17.50 |
Against its own ten years
Return on equity against peers
| Company | Return on equity |
|---|---|
| SEZL Sezzle Inc. compare | 84.3% |
| AFRM Affirm Holdings, Inc. compare | 44.5% |
| CACC Credit Acceptance Corporation compare | 22.7% |
| OMF OneMain Holdings, Inc. compare | 22.7% |
| SYF Synchrony Financial compare | 21.1% |
| FCFS FirstCash Holdings, Inc. compare | 18.2% |
| ALLY Ally Financial Inc. | 10.5% |
| SOFI SoFi Technologies, Inc. compare | 7.35% |
| KLAR Klarna Group plc compare | −5.67% |
| Credit Services industry median | 9.05% |
| Financial sector median | 9.01% |
| Market median | 0.51% |
What Return on equity is
ROE shows how much profit a company earns for its shareholders on the equity they have in the business.
Annual: Net Income Allotted to Shareholders ÷ Average Common Equity; TTM: Net Income Allotted to Shareholders ÷ Average Common Equity (latest quarter)
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- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement