Ally Financial Inc.

ALLY Financial Credit Services

Ally Financial Inc.’s revenue for fiscal 2025 (year ended December 2025) was $15.3 billion, down 6.89% from fiscal 2024.

Revenue
+4.53%
EPS
+10.9%
Free cash flow
+32.7%
Total debt
+12.1%

Quarter to September 2026, against a year earlier

38.89 0.47 −1.19%
Market cap
$11.7B
P/E
8.8×
Fwd P/E
8.1×
Dividend yield
3.21%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Ally Financial Inc. (ALLY) Return on equity

Alert me on Return on equity

Ally Financial Inc.'s return on equity over the twelve months to 30 September 2026 was 10.5%, up 4.5 percentage points from fiscal 2025 (6.00%). Over the past ten years it has ranged from −9.54% (fiscal 2015) to 20.8% (fiscal 2021); the current reading is higher than 27% of that period. That is above the Credit Services industry median of 9.05% and above the Financial sector median of 9.01%.

Return on equity, annual

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Annual newest first

Period Return on equity Change (points)
FY2025 6.00% 1.14
FY2024 4.86% (2.87)
FY2023 7.73% (5.84)
FY2022 13.6% (7.23)
FY2021 20.8% 13.35
FY2020 7.45% (4.94)
FY2019 12.4% 2.95
FY2018 9.44% 2.51
FY2017 6.93% (1.03)
FY2016 7.96% 17.50

Against its own ten years

Low −9.54% High 20.8%
Ten-year median 7.73%
Current reading's percentile 27

Return on equity against peers

Company Return on equity
SEZL Sezzle Inc. compare 84.3%
AFRM Affirm Holdings, Inc. compare 44.5%
CACC Credit Acceptance Corporation compare 22.7%
OMF OneMain Holdings, Inc. compare 22.7%
SYF Synchrony Financial compare 21.1%
FCFS FirstCash Holdings, Inc. compare 18.2%
ALLY Ally Financial Inc. 10.5%
SOFI SoFi Technologies, Inc. compare 7.35%
KLAR Klarna Group plc compare −5.67%
Credit Services industry median 9.05%
Financial sector median 9.01%
Market median 0.51%

What Return on equity is

ROE shows how much profit a company earns for its shareholders on the equity they have in the business.

Annual: Net Income Allotted to Shareholders ÷ Average Common Equity; TTM: Net Income Allotted to Shareholders ÷ Average Common Equity (latest quarter)

The full definition of Return on equity →

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