OneMain Holdings, Inc.

OMF Financial Credit Services

OneMain Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $6.2 billion, up 8.56% from fiscal 2024.

Revenue
+9.52%
EPS
−4.19%
Free cash flow
−2.42%
Total debt
+7.77%

Quarter to September 2026, against a year earlier

56.70 0.13 −0.23%
Market cap
$6.5B
P/E
8.7×
Fwd P/E
8.7×
Dividend yield
7.37%
F-score
n/a
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

OneMain Holdings, Inc. (OMF) Return on equity

Alert me on Return on equity

OneMain Holdings, Inc.'s return on equity over the twelve months to 30 September 2026 was 22.7%, down 1.1 percentage points from fiscal 2025 (23.8%). Over the past ten years it has ranged from −9.63% (fiscal 2015) to 40.2% (fiscal 2021); the current reading is higher than 82% of that period. That is above the Credit Services industry median of 9.05% and above the Financial sector median of 9.01%.

Return on equity, annual

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Annual newest first

Period Return on equity Change (points)
FY2025 23.8% 7.80
FY2024 16.0% (4.71)
FY2023 20.7% (7.88)
FY2022 28.6% (11.67)
FY2021 40.2% 21.43
FY2020 18.8% (2.25)
FY2019 21.0% 8.41
FY2018 12.6% 6.86
FY2017 5.77% (1.65)
FY2016 7.42% 17.05

Against its own ten years

Low −9.63% High 40.2%
Ten-year median 18.8%
Current reading's percentile 82

Return on equity against peers

Company Return on equity
SEZL Sezzle Inc. compare 84.3%
ENVA Enova International, Inc. compare 26.8%
CACC Credit Acceptance Corporation compare 22.7%
OMF OneMain Holdings, Inc. 22.7%
FCFS FirstCash Holdings, Inc. compare 18.2%
BFH Bread Financial Holdings, Inc. compare 15.6%
ALLY Ally Financial Inc. compare 10.5%
NNI Nelnet, Inc. compare 7.55%
KLAR Klarna Group plc compare −5.67%
Credit Services industry median 9.05%
Financial sector median 9.01%
Market median 0.51%

What Return on equity is

ROE shows how much profit a company earns for its shareholders on the equity they have in the business.

Annual: Net Income Allotted to Shareholders ÷ Average Common Equity; TTM: Net Income Allotted to Shareholders ÷ Average Common Equity (latest quarter)

The full definition of Return on equity →

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