stockrowAffirm Holdings, Inc.
AFRM Financial Credit Services
Affirm Holdings, Inc.’s revenue for fiscal 2026 (year ended June 2026) was $4.3 billion, up 32.2% from fiscal 2025.
- Revenue
- +35.2%
- EPS
- +100.0%
- Free cash flow
- −54.9%
- Total debt
- +27.8%
Quarter to September 2026, against a year earlier
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Affirm Holdings, Inc. (AFRM) Return on equity
Affirm Holdings, Inc.'s return on equity over the twelve months to 30 September 2026 was 44.5%, down 0.6 percentage points from fiscal 2026 (45.1%). Over the past ten years it has ranged from −39.9% (fiscal 2021) to 45.1% (fiscal 2026) — the current reading is the highest in ten years. That is above the Credit Services industry median of 9.05% and above the Financial sector median of 9.01%.
Return on equity, annual
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Annual newest first
| Period | Return on equity | Change (points) |
|---|---|---|
| FY2026 | 45.1% | 43.33 |
| FY2025 | 1.80% | 21.46 |
| FY2024 | −19.7% | 18.59 |
| FY2023 | −38.3% | (11.01) |
| FY2022 | −27.2% | 12.70 |
| FY2021 | −39.9% | (79.85) |
| FY2020 | 39.9% | (2.81) |
| FY2019 | 42.7% | — |
Against its own ten years
Return on equity against peers
| Company | Return on equity |
|---|---|
| AFRM Affirm Holdings, Inc. | 44.5% |
| PYPL PayPal Holdings, Inc. compare | 23.8% |
| OMF OneMain Holdings, Inc. compare | 22.7% |
| SYF Synchrony Financial compare | 21.1% |
| FCFS FirstCash Holdings, Inc. compare | 18.2% |
| ALLY Ally Financial Inc. compare | 10.5% |
| COF Capital One Financial Corporation compare | 9.44% |
| SOFI SoFi Technologies, Inc. compare | 7.35% |
| KLAR Klarna Group plc compare | −5.67% |
| Credit Services industry median | 9.05% |
| Financial sector median | 9.01% |
| Market median | 0.51% |
What Return on equity is
ROE shows how much profit a company earns for its shareholders on the equity they have in the business.
Annual: Net Income Allotted to Shareholders ÷ Average Common Equity; TTM: Net Income Allotted to Shareholders ÷ Average Common Equity (latest quarter)
More on AFRM
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement