Sezzle Inc.

SEZL Financial Credit Services

Sezzle Inc.’s revenue for fiscal 2025 (year ended December 2025) was $450.3 million, up 66.1% from fiscal 2024.

Revenue
+42.6%
EPS
+82.1%
Free cash flow
−101.5%
Total debt
−12.9%

Quarter to September 2026, against a year earlier

156.33 1.33 +0.86%
Market cap
$5.2B
P/E
28.6×
Fwd P/E
25.6×
Dividend yield
—
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Sezzle Inc. (SEZL) Return on equity

Alert me on Return on equity

Sezzle Inc.'s return on equity over the twelve months to 30 September 2026 was 84.3%, down 19.0 percentage points from fiscal 2025 (103.3%). Over the past ten years it has ranged from −163.4% (fiscal 2022) to 142.9% (fiscal 2024); the current reading is higher than 88% of that period. That is above the Credit Services industry median of 9.05% and above the Financial sector median of 9.01%.

Return on equity, annual

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Annual newest first

Period Return on equity Change (points)
FY2025 103.3% (39.52)
FY2024 142.9% 96.97
FY2023 45.9% 209.26
FY2022 −163.4% (9.57)
FY2021 −153.8% (79.61)
FY2020 −74.2% 51.84
FY2019 −126.0% (126.03)
FY2018 0.00% —

Against its own ten years

Low −163.4% High 142.9%
Ten-year median −37.1%
Current reading's percentile 88

Return on equity against peers

Company Return on equity
SEZL Sezzle Inc. 84.3%
SLM SLM Corporation compare 27.0%
ENVA Enova International, Inc. compare 26.8%
CACC Credit Acceptance Corporation compare 22.7%
OMF OneMain Holdings, Inc. compare 22.7%
FCFS FirstCash Holdings, Inc. compare 18.2%
BFH Bread Financial Holdings, Inc. compare 15.6%
NNI Nelnet, Inc. compare 7.55%
KLAR Klarna Group plc compare −5.67%
Credit Services industry median 9.05%
Financial sector median 9.01%
Market median 0.51%

What Return on equity is

ROE shows how much profit a company earns for its shareholders on the equity they have in the business.

Annual: Net Income Allotted to Shareholders ÷ Average Common Equity; TTM: Net Income Allotted to Shareholders ÷ Average Common Equity (latest quarter)

The full definition of Return on equity →

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