FirstCash Holdings, Inc.

FCFS Financial Credit Services

FirstCash Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $3.7 billion, up 8.04% from fiscal 2024.

Revenue
+17.7%
EPS
+25.3%
Free cash flow
−12.7%
Total debt
+10.6%

Quarter to September 2026, against a year earlier

188.15 5.19 −2.68%
Market cap
$8.0B
P/E
20.4×
Fwd P/E
18.5×
Dividend yield
0.89%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

FirstCash Holdings, Inc. (FCFS) Return on equity

Alert me on Return on equity

FirstCash Holdings, Inc.'s return on equity over the twelve months to 30 September 2026 was 18.2%, up 2.9 percentage points from fiscal 2025 (15.3%). Over the past ten years it has ranged from 6.39% (fiscal 2016) to 15.3% (fiscal 2025) — the current reading is the highest in ten years. That is above the Credit Services industry median of 9.05% and above the Financial sector median of 9.01%.

Return on equity, annual

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Annual newest first

Period Return on equity Change (points)
FY2025 15.3% 2.48
FY2024 12.8% 1.46
FY2023 11.3% (2.43)
FY2022 13.8% 5.67
FY2021 8.08% (0.01)
FY2020 8.09% (4.25)
FY2019 12.3% 1.37
FY2018 11.0% 1.13
FY2017 9.84% 3.45
FY2016 6.39% (7.63)

Against its own ten years

Low 6.39% High 15.3%
Ten-year median 11.3%
Current reading's percentile 100

Return on equity against peers

Company Return on equity
SEZL Sezzle Inc. compare 84.3%
ENVA Enova International, Inc. compare 26.8%
CACC Credit Acceptance Corporation compare 22.7%
OMF OneMain Holdings, Inc. compare 22.7%
FCFS FirstCash Holdings, Inc. 18.2%
BFH Bread Financial Holdings, Inc. compare 15.6%
ALLY Ally Financial Inc. compare 10.5%
NNI Nelnet, Inc. compare 7.55%
KLAR Klarna Group plc compare −5.67%
Credit Services industry median 9.05%
Financial sector median 9.01%
Market median 0.51%

What Return on equity is

ROE shows how much profit a company earns for its shareholders on the equity they have in the business.

Annual: Net Income Allotted to Shareholders ÷ Average Common Equity; TTM: Net Income Allotted to Shareholders ÷ Average Common Equity (latest quarter)

The full definition of Return on equity →

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