Affirm Holdings, Inc.

AFRM Financial Credit Services

Affirm Holdings, Inc.’s revenue for fiscal 2026 (year ended June 2026) was $4.3 billion, up 32.2% from fiscal 2025.

Revenue
+35.2%
EPS
+100.0%
Free cash flow
−54.9%
Total debt
+27.8%

Quarter to September 2026, against a year earlier

68.29 1.37 −1.97%
Market cap
$23.6B
P/E
11.8×
Fwd P/E
36.6×
Dividend yield
—
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Affirm Holdings, Inc. (AFRM) Price to free cash flow

Alert me on Price to free cash flow

As of 5 November 2026, Affirm Holdings, Inc. (AFRM) trades at a price to free cash flow of 29.2×. Over the past ten years it has ranged from 0.0× (December 2023) to 462× (February 2024); the current reading is higher than 63% of that period. That is above the Credit Services industry median of 2.5× and above the Financial sector median of 9.7×.

Price to free cash flow, daily

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Annual newest first

Period Price to free cash flow Change
FY2026 27.5× (25.78%)
FY2025 37.1× 16.73%
FY2024 31.8× —
FY2023 0.0× —
FY2022 0.0× —
FY2021 0.0× —
FY2020 0.0× —
FY2019 0.0× —

Quarterly newest first

Period Price to free cash flow Change
Sep 2026 28.9× 5.05%
Jun 2026 27.5× 40.25%
Mar 2026 19.6× (51.14%)
Dec 2025 40.2× 28.08%
25 more quarters

Against its own ten years

Low 0.0× High 462×
Ten-year median 24.2×
Current reading's percentile 63

Price to free cash flow against peers

Company Price to free cash flow
KLAR Klarna Group plc compare n/m
SOFI SoFi Technologies, Inc. compare n/m
OMF OneMain Holdings, Inc. compare 2.0×
ALLY Ally Financial Inc. compare 2.4×
SYF Synchrony Financial compare 2.5×
COF Capital One Financial Corporation compare 4.8×
PYPL PayPal Holdings, Inc. compare 7.9×
FCFS FirstCash Holdings, Inc. compare 15.6×
AFRM Affirm Holdings, Inc. 29.2×
Credit Services industry median 2.5×
Financial sector median 9.7×
Market median 14.1×

What Price to free cash flow is

Price to Free Cash Flow Ratio shows how much investors pay for each dollar of cash a company generates after its capital spending.

Stock Price ÷ ((Operating Cash Flow (TTM) + Property, Plant, Equipment Change (Net) (TTM) + Intangible Assets Change (Net) (TTM)) ÷ (Shares (Basic, Weighted) (latest quarter)))

The full definition of Price to free cash flow →

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