Synchrony Financial SYF

72.94 1.39 1.94% as of 25 Sep
Market cap
$23.3B
P/E
7.4×
Indexes indicate stock being part of an index,
Growth Flags show if company had growth for consecutive years

Synchrony Financial (SYF) Price to free cash flow

As of 25 September 2026, Synchrony Financial (SYF) trades at a price to free cash flow of 2.5×. Over the past ten years it has ranged from 1.0× (March 2020) to 5.6× (July 2015); the current reading is higher than 38% of that period. That is below the Credit Services industry median of 3.0× and below the Financial sector median of 10.0×.

Price to free cash flow, daily

Annual

Period Price to free cash flow Change
FY2025 3.1× 19.71%
FY2024 2.6× 40.65%
FY2023 1.9× (19.95%)
FY2022 2.3× (37.00%)
FY2021 3.7× 35.12%
FY2020 2.7× 1.72%
FY2019 2.7× 44.01%
FY2018 1.9× (48.30%)
FY2017 3.6× (23.61%)
FY2016 4.7× 15.11%

Quarterly

Period Price to free cash flow Change
Jun 2026 2.6× 9.75%
Mar 2026 2.4× (24.40%)
Dec 2025 3.1× 17.49%
Sep 2025 2.7× 4.88%
42 more quarters

Against its own ten years

Low 1.0× High 5.6×
Ten-year median 2.7×
Current reading's percentile 38

Price to free cash flow against peers

Company Price to free cash flow
SOFI SoFi Technologies, Inc. compare n/m
KLAR Klarna Group plc compare n/m
OMF OneMain Holdings, Inc. compare 2.0×
SYF Synchrony Financial 2.5×
ALLY Ally Financial Inc. compare 2.6×
CACC Credit Acceptance Corporation compare 4.8×
PYPL PayPal Holdings, Inc. compare 7.3×
FCFS FirstCash Holdings, Inc. compare 17.9×
AFRM Affirm Holdings, Inc. compare 24.2×
Credit Services industry median 3.0×
Financial sector median 10.0×
Market median 14.0×

What Price to free cash flow is

Price to Free Cash Flow Ratio shows how much investors pay for each dollar of cash a company generates after its capital spending.

Stock Price ÷ ((Operating Cash Flow (TTM) + Property, Plant, Equipment Change (Net) (TTM) + Intangible Assets Change (Net) (TTM)) ÷ (Shares (Basic, Weighted) (latest quarter)))

The full definition of Price to free cash flow →

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