PayPal Holdings, Inc.
PYPL Financial Credit Services
PayPal Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $33.2 billion, up 4.32% from fiscal 2024. In the quarter to June 2026, revenue grew 4.75%, EPS fell 3.08%, free cash flow grew 157.7% and total debt rose 18.6%, each against the same quarter a year earlier. Member of the S&P 500 and Nasdaq 100; revenue growth for ten consecutive years; insiders bought in the last twelve months.
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PayPal Holdings, Inc. (PYPL) Price to free cash flow
As of 16 October 2026, PayPal Holdings, Inc. (PYPL) trades at a price to free cash flow of 7.5×. Over the past ten years it has ranged from 0.0× (September 2018) to 140× (June 2018); the current reading is higher than 6% of that period. That is above the Credit Services industry median of 2.8× and below the Financial sector median of 9.9×.
Price to free cash flow, daily
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Annual newest first
| Period | Price to free cash flow | Change |
|---|---|---|
| FY2025 | 10.1× | (22.50%) |
| FY2024 | 13.0× | (18.36%) |
| FY2023 | 15.9× | (5.59%) |
| FY2022 | 16.8× | (62.78%) |
| FY2021 | 45.2× | (9.88%) |
| FY2020 | 50.2× | 33.76% |
| FY2019 | 37.5× | 75.64% |
| FY2018 | 21.4× | (55.17%) |
| FY2017 | 47.7× | 143.55% |
| FY2016 | 19.6× | (18.17%) |
Quarterly newest first
| Period | Price to free cash flow | Change |
|---|---|---|
| Jun 2026 | 5.7× | (23.47%) |
| Mar 2026 | 7.5× | (25.51%) |
| Dec 2025 | 10.1× | (12.09%) |
| Sep 2025 | 11.4× | (15.87%) |
| 42 more quarters | Free account |
Against its own ten years
Price to free cash flow against peers
| Company | Price to free cash flow |
|---|---|
| SOFI SoFi Technologies, Inc. compare | n/m |
| OMF OneMain Holdings, Inc. compare | 2.0× |
| SYF Synchrony Financial compare | 2.5× |
| ALLY Ally Financial Inc. compare | 2.5× |
| COF Capital One Financial Corporation compare | 4.2× |
| PYPL PayPal Holdings, Inc. | 7.5× |
| AXP American Express Company compare | 14.1× |
| FCFS FirstCash Holdings, Inc. compare | 17.7× |
| AFRM Affirm Holdings, Inc. compare | 25.0× |
| Credit Services industry median | 2.8× |
| Financial sector median | 9.9× |
| Market median | 14.2× |
What Price to free cash flow is
Price to Free Cash Flow Ratio shows how much investors pay for each dollar of cash a company generates after its capital spending.
Stock Price ÷ ((Operating Cash Flow (TTM) + Property, Plant, Equipment Change (Net) (TTM) + Intangible Assets Change (Net) (TTM)) ÷ (Shares (Basic, Weighted) (latest quarter)))
More on PYPL
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement