PayPal Holdings, Inc.

PYPL Financial Credit Services

PayPal Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $33.2 billion, up 4.32% from fiscal 2024.

Revenue
+1.98%
EPS
−3.53%
Free cash flow
−16.6%
Total debt
+19.5%

Quarter to September 2026, against a year earlier

59.43 0.47 +0.80%
Market cap
$49.0B
P/E
11.2×
Fwd P/E
11.2×
Dividend yield
0.95%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

PayPal Holdings, Inc. (PYPL) Price to free cash flow

Alert me on Price to free cash flow

As of 5 November 2026, PayPal Holdings, Inc. (PYPL) trades at a price to free cash flow of 7.9×. Over the past ten years it has ranged from 0.0× (September 2018) to 140× (June 2018); the current reading is higher than 8% of that period. That is above the Credit Services industry median of 2.5× and below the Financial sector median of 9.7×.

Price to free cash flow, daily

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Annual newest first

Period Price to free cash flow Change
FY2025 10.1× (22.50%)
FY2024 13.0× (18.36%)
FY2023 15.9× (5.59%)
FY2022 16.8× (62.78%)
FY2021 45.2× (9.88%)
FY2020 50.2× 33.76%
FY2019 37.5× 75.64%
FY2018 21.4× (55.17%)
FY2017 47.7× 143.55%
FY2016 19.6× (18.17%)

Quarterly newest first

Period Price to free cash flow Change
Sep 2026 7.1× 23.08%
Jun 2026 5.7× (23.47%)
Mar 2026 7.5× (25.51%)
Dec 2025 10.1× (12.09%)
43 more quarters

Against its own ten years

Low 0.0× High 140×
Ten-year median 21.7×
Current reading's percentile 8

Price to free cash flow against peers

Company Price to free cash flow
KLAR Klarna Group plc compare n/m
SOFI SoFi Technologies, Inc. compare n/m
ALLY Ally Financial Inc. compare 2.4×
SYF Synchrony Financial compare 2.5×
COF Capital One Financial Corporation compare 4.8×
PYPL PayPal Holdings, Inc. 7.9×
FCFS FirstCash Holdings, Inc. compare 15.6×
AXP American Express Company compare 15.8×
AFRM Affirm Holdings, Inc. compare 29.2×
Credit Services industry median 2.5×
Financial sector median 9.7×
Market median 14.1×

What Price to free cash flow is

Price to Free Cash Flow Ratio shows how much investors pay for each dollar of cash a company generates after its capital spending.

Stock Price ÷ ((Operating Cash Flow (TTM) + Property, Plant, Equipment Change (Net) (TTM) + Intangible Assets Change (Net) (TTM)) ÷ (Shares (Basic, Weighted) (latest quarter)))

The full definition of Price to free cash flow →

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