PayPal Holdings, Inc.

PYPL Financial Credit Services

PayPal Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $33.2 billion, up 4.32% from fiscal 2024. In the quarter to June 2026, revenue grew 4.75%, EPS fell 3.08%, free cash flow grew 157.7% and total debt rose 18.6%, each against the same quarter a year earlier. Member of the S&P 500 and Nasdaq 100; revenue growth for ten consecutive years; insiders bought in the last twelve months.

56.70 0.46 −0.80%
Market cap
$48.9B
P/E
10.6×
Fwd P/E
8.1×
Dividend yield
0.99%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

PayPal Holdings, Inc. (PYPL) Price to free cash flow

Alert me on Price to free cash flow

As of 16 October 2026, PayPal Holdings, Inc. (PYPL) trades at a price to free cash flow of 7.5×. Over the past ten years it has ranged from 0.0× (September 2018) to 140× (June 2018); the current reading is higher than 6% of that period. That is above the Credit Services industry median of 2.8× and below the Financial sector median of 9.9×.

Price to free cash flow, daily

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Annual newest first

Period Price to free cash flow Change
FY2025 10.1× (22.50%)
FY2024 13.0× (18.36%)
FY2023 15.9× (5.59%)
FY2022 16.8× (62.78%)
FY2021 45.2× (9.88%)
FY2020 50.2× 33.76%
FY2019 37.5× 75.64%
FY2018 21.4× (55.17%)
FY2017 47.7× 143.55%
FY2016 19.6× (18.17%)

Quarterly newest first

Period Price to free cash flow Change
Jun 2026 5.7× (23.47%)
Mar 2026 7.5× (25.51%)
Dec 2025 10.1× (12.09%)
Sep 2025 11.4× (15.87%)
42 more quarters

Against its own ten years

Low 0.0× High 140×
Ten-year median 21.8×
Current reading's percentile 6

Price to free cash flow against peers

Company Price to free cash flow
SOFI SoFi Technologies, Inc. compare n/m
OMF OneMain Holdings, Inc. compare 2.0×
SYF Synchrony Financial compare 2.5×
ALLY Ally Financial Inc. compare 2.5×
COF Capital One Financial Corporation compare 4.2×
PYPL PayPal Holdings, Inc. 7.5×
AXP American Express Company compare 14.1×
FCFS FirstCash Holdings, Inc. compare 17.7×
AFRM Affirm Holdings, Inc. compare 25.0×
Credit Services industry median 2.8×
Financial sector median 9.9×
Market median 14.2×

What Price to free cash flow is

Price to Free Cash Flow Ratio shows how much investors pay for each dollar of cash a company generates after its capital spending.

Stock Price ÷ ((Operating Cash Flow (TTM) + Property, Plant, Equipment Change (Net) (TTM) + Intangible Assets Change (Net) (TTM)) ÷ (Shares (Basic, Weighted) (latest quarter)))

The full definition of Price to free cash flow →

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