OneMain Holdings, Inc.

OMF Financial Credit Services

OneMain Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $6.2 billion, up 8.56% from fiscal 2024.

Revenue
+9.52%
EPS
−4.19%
Free cash flow
−2.42%
Total debt
+7.77%

Quarter to September 2026, against a year earlier

56.63 0.20 −0.35%
Market cap
$6.5B
P/E
8.7×
Fwd P/E
8.7×
Dividend yield
7.37%
F-score
n/a
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

OneMain Holdings, Inc. (OMF) Price to free cash flow

Alert me on Price to free cash flow

As of 5 November 2026, OneMain Holdings, Inc. (OMF) trades at a price to free cash flow of 2.0×. Over the past ten years it has ranged from 0.8× (March 2020) to 24.8× (July 2015); the current reading is higher than 18% of that period. That is below the Credit Services industry median of 2.5× and below the Financial sector median of 9.7×.

Price to free cash flow, daily

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Annual newest first

Period Price to free cash flow Change
FY2025 2.5× 10.83%
FY2024 2.3× (2.06%)
FY2023 2.3× 37.23%
FY2022 1.7× (41.72%)
FY2021 2.9× 0.73%
FY2020 2.9× 20.73%
FY2019 2.4× 50.88%
FY2018 1.6× (29.40%)
FY2017 2.3× (2.69%)
FY2016 2.3× (66.94%)

Quarterly newest first

Period Price to free cash flow Change
Sep 2026 2.0× (8.97%)
Jun 2026 2.2× 11.73%
Mar 2026 1.9× (23.90%)
Dec 2025 2.5× 15.25%
43 more quarters

Against its own ten years

Low 0.8× High 24.8×
Ten-year median 2.4×
Current reading's percentile 18

Price to free cash flow against peers

Company Price to free cash flow
KLAR Klarna Group plc compare n/m
BFH Bread Financial Holdings, Inc. compare 1.8×
OMF OneMain Holdings, Inc. 2.0×
ENVA Enova International, Inc. compare 2.2×
ALLY Ally Financial Inc. compare 2.4×
CACC Credit Acceptance Corporation compare 4.3×
NNI Nelnet, Inc. compare 12.3×
FCFS FirstCash Holdings, Inc. compare 15.6×
SEZL Sezzle Inc. compare 19.0×
Credit Services industry median 2.5×
Financial sector median 9.7×
Market median 14.1×

What Price to free cash flow is

Price to Free Cash Flow Ratio shows how much investors pay for each dollar of cash a company generates after its capital spending.

Stock Price ÷ ((Operating Cash Flow (TTM) + Property, Plant, Equipment Change (Net) (TTM) + Intangible Assets Change (Net) (TTM)) ÷ (Shares (Basic, Weighted) (latest quarter)))

The full definition of Price to free cash flow →

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