FirstCash Holdings, Inc.

FCFS Financial Credit Services

FirstCash Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $3.7 billion, up 8.04% from fiscal 2024.

Revenue
+17.7%
EPS
+25.3%
Free cash flow
−12.7%
Total debt
+10.6%

Quarter to September 2026, against a year earlier

188.19 0.64 +0.34%
Market cap
$8.0B
P/E
20.4×
Fwd P/E
18.5×
Dividend yield
0.89%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

FirstCash Holdings, Inc. (FCFS) Price to free cash flow

Alert me on Price to free cash flow

As of 5 November 2026, FirstCash Holdings, Inc. (FCFS) trades at a price to free cash flow of 15.6×. Over the past ten years it has ranged from 11.6× (September 2023) to 48.4× (October 2021); the current reading is higher than 22% of that period. That is above the Credit Services industry median of 2.5× and above the Financial sector median of 9.7×.

Price to free cash flow, daily

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Annual newest first

Period Price to free cash flow Change
FY2025 15.1× 24.64%
FY2024 12.1× (29.04%)
FY2023 17.0× 43.75%
FY2022 11.8× (60.68%)
FY2021 30.1× 44.25%
FY2020 20.9× (32.21%)
FY2019 30.8× 78.50%
FY2018 17.3× (2.63%)
FY2017 17.7× (32.57%)
FY2016 26.3× 78.84%

Quarterly newest first

Period Price to free cash flow Change
Sep 2026 17.5× (1.48%)
Jun 2026 17.8× 0.04%
Mar 2026 17.8× 18.27%
Dec 2025 15.1× (2.88%)
43 more quarters

Against its own ten years

Low 11.6× High 48.4×
Ten-year median 18.6×
Current reading's percentile 22

Price to free cash flow against peers

Company Price to free cash flow
KLAR Klarna Group plc compare n/m
BFH Bread Financial Holdings, Inc. compare 1.8×
OMF OneMain Holdings, Inc. compare 2.0×
ENVA Enova International, Inc. compare 2.2×
ALLY Ally Financial Inc. compare 2.4×
CACC Credit Acceptance Corporation compare 4.3×
NNI Nelnet, Inc. compare 12.3×
FCFS FirstCash Holdings, Inc. 15.6×
SEZL Sezzle Inc. compare 19.0×
Credit Services industry median 2.5×
Financial sector median 9.7×
Market median 14.1×

What Price to free cash flow is

Price to Free Cash Flow Ratio shows how much investors pay for each dollar of cash a company generates after its capital spending.

Stock Price ÷ ((Operating Cash Flow (TTM) + Property, Plant, Equipment Change (Net) (TTM) + Intangible Assets Change (Net) (TTM)) ÷ (Shares (Basic, Weighted) (latest quarter)))

The full definition of Price to free cash flow →

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