Affirm Holdings, Inc.
AFRM Financial Credit Services
Affirm Holdings, Inc.’s revenue for fiscal 2026 (year ended June 2026) was $4.3 billion, up 32.2% from fiscal 2025.
- Revenue
- +35.2%
- EPS
- +100.0%
- Free cash flow
- −54.9%
- Total debt
- +27.8%
Quarter to September 2026, against a year earlier
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Affirm Holdings, Inc. (AFRM) Total debt
Affirm Holdings, Inc.'s total debt at the end of fiscal 2026 was $10.0B, up 27.8% from $7.8B in fiscal 2025. Over the past ten years it has ranged from $586.0M (fiscal 2019) to $10.0B (fiscal 2026) — the current reading is the highest in ten years. Affirm Holdings, Inc. ranks 12th of 51 Credit Services companies by total debt.
Total debt, annual
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Annual newest first
| Period | Total debt | Change |
|---|---|---|
| FY2026 | $10.0B | 27.77% |
| FY2025 | $7.8B | 18.96% |
| FY2024 | $6.6B | 21.79% |
| FY2023 | $5.4B | 32.37% |
| FY2022 | $4.1B | 113.81% |
| FY2021 | $1.9B | 107.97% |
| FY2020 | $917.1M | 56.52% |
| FY2019 | $586.0M | — |
Quarterly newest first
| Period | Total debt | Change |
|---|---|---|
| Jun 2026 | $10.0B | 10.40% |
| Mar 2026 | $9.1B | (0.96%) |
| Dec 2025 | $9.1B | 15.25% |
| Sep 2025 | $7.9B | 1.39% |
| 22 more quarters | Free account |
Against its own ten years
Total debt against peers
| Company | Total debt |
|---|---|
| COF Capital One Financial Corporation compare | $49.2B |
| OMF OneMain Holdings, Inc. compare | $24.1B |
| ALLY Ally Financial Inc. compare | $18.8B |
| SYF Synchrony Financial compare | $17.0B |
| PYPL PayPal Holdings, Inc. compare | $13.5B |
| AFRM Affirm Holdings, Inc. | $10.0B |
| SOFI SoFi Technologies, Inc. compare | $3.9B |
| FCFS FirstCash Holdings, Inc. compare | $2.4B |
| KLAR Klarna Group plc compare | — |
What Total debt is
Total Debt tells an investor how much a company has borrowed in all, whether the money is due within a year or later.
Long Term Debt (Total) + Current Part of Debt
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