stockrowAffirm Holdings, Inc.
AFRM Financial Credit Services
Affirm Holdings, Inc.’s revenue for fiscal 2026 (year ended June 2026) was $4.3 billion, up 32.2% from fiscal 2025.
- Revenue
- +35.2%
- EPS
- +100.0%
- Free cash flow
- −54.9%
- Total debt
- +27.8%
Quarter to September 2026, against a year earlier
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Affirm Holdings, Inc. (AFRM) Net income
Affirm Holdings, Inc.'s net income for fiscal 2026 was $1.9B, up 3,597.9% from $52.2M in fiscal 2025. Over the twelve months to 30 September 2026 it was $2.0B. Over the past ten years it has ranged from −$985.3M (fiscal 2023) to $1.9B (fiscal 2026) — the current reading is the highest in ten years. Net income has risen for 3 consecutive fiscal years. Affirm Holdings, Inc. ranks 7th of 53 Credit Services companies by net income.
Net income, annual
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Annual newest first
| Period | Net income | Change |
|---|---|---|
| FY2026 | $1.9B | 3,597.91% |
| FY2025 | $52.2M | — |
| FY2024 | −$517.8M | — |
| FY2023 | −$985.3M | — |
| FY2022 | −$707.4M | — |
| FY2021 | −$441.0M | — |
| FY2020 | −$112.6M | — |
| FY2019 | −$120.5M | — |
| FY2017 | $0.00 | — |
Quarterly newest first
| Period | Net income | Change |
|---|---|---|
| Sep 2026 | $164.2M | (89.85%) |
| Jun 2026 | $1.6B | 1,471.05% |
| Mar 2026 | $102.9M | (20.59%) |
| Dec 2025 | $129.6M | 60.59% |
| 26 more quarters | Free account |
Against its own ten years
Net income against peers
| Company | Net income |
|---|---|
| COF Capital One Financial Corporation compare | $10.5B |
| PYPL PayPal Holdings, Inc. compare | $4.7B |
| SYF Synchrony Financial compare | $3.3B |
| AFRM Affirm Holdings, Inc. | $2.0B |
| ALLY Ally Financial Inc. compare | $1.5B |
| OMF OneMain Holdings, Inc. compare | $767.0M |
| SOFI SoFi Technologies, Inc. compare | $737.9M |
| FCFS FirstCash Holdings, Inc. compare | $406.5M |
| KLAR Klarna Group plc compare | −$61.0M |
What Net income is
Net Income tells an investor how much profit a company kept in a period after every cost, interest charge and tax.
Reported line item
More on AFRM
- Revenue
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement