Affirm Holdings, Inc.
AFRM Financial Credit Services
Affirm Holdings, Inc.’s revenue for fiscal 2026 (year ended June 2026) was $4.3 billion, up 32.2% from fiscal 2025. In the quarter to June 2026, revenue grew 33.0%, EPS grew 2,171.4%, free cash flow grew 875.0% and total debt rose 27.8%, each against the same quarter a year earlier. Revenue growth for five consecutive years, operating cash flow growth for five.
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Affirm Holdings, Inc. (AFRM) P/E ratio
As of 16 October 2026, Affirm Holdings, Inc. (AFRM) trades at a P/E ratio of 13.0×. Over the past ten years it has ranged from 0.0× (June 2025) to 576× (September 2025); the current reading is higher than 80% of that period. That is above the Credit Services industry median of 9.4× and in line with the Financial sector median of 12.4×.
P/E ratio, daily
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Annual newest first
| Period | P/E ratio | Change |
|---|---|---|
| FY2026 | 14.3× | (96.69%) |
| FY2025 | 432× | — |
| FY2024 | 0.0× | — |
| FY2023 | 0.0× | — |
| FY2022 | 0.0× | — |
| FY2021 | 0.0× | — |
| FY2020 | 0.0× | — |
| FY2019 | 0.0× | — |
Quarterly newest first
| Period | P/E ratio | Change |
|---|---|---|
| Jun 2026 | 14.3× | (64.15%) |
| Mar 2026 | 39.8× | (54.50%) |
| Dec 2025 | 87.6× | (14.93%) |
| Sep 2025 | 103× | (76.18%) |
| 24 more quarters | Free account |
Against its own ten years
P/E ratio against peers
| Company | P/E ratio |
|---|---|
| SYF Synchrony Financial compare | 7.5× |
| OMF OneMain Holdings, Inc. compare | 8.4× |
| ALLY Ally Financial Inc. compare | 8.8× |
| PYPL PayPal Holdings, Inc. compare | 10.6× |
| CACC Credit Acceptance Corporation compare | 11.7× |
| COF Capital One Financial Corporation compare | 12.5× |
| AFRM Affirm Holdings, Inc. | 13.0× |
| FCFS FirstCash Holdings, Inc. compare | 24.6× |
| SOFI SoFi Technologies, Inc. compare | 28.5× |
| Credit Services industry median | 9.4× |
| Financial sector median | 12.4× |
| Market median | 18.1× |
What P/E ratio is
Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.
Stock Price ÷ EPS (Basic) (TTM)