stockrowAffirm Holdings, Inc.
AFRM Financial Credit Services
Affirm Holdings, Inc.’s revenue for fiscal 2026 (year ended June 2026) was $4.3 billion, up 32.2% from fiscal 2025.
- Revenue
- +35.2%
- EPS
- +100.0%
- Free cash flow
- −54.9%
- Total debt
- +27.8%
Quarter to September 2026, against a year earlier
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Affirm Holdings, Inc. (AFRM) EBITDA
Affirm Holdings, Inc.'s EBITDA for fiscal 2026 was $426.6M, compared with −$62.2M in fiscal 2025. Over the past ten years it has ranged from −$1.1B (fiscal 2023) to $426.6M (fiscal 2026) — the current reading is the highest in ten years. EBITDA has risen for 3 consecutive fiscal years. Affirm Holdings, Inc. ranks 12th of 37 Credit Services companies by EBITDA.
EBITDA, annual
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Annual newest first
| Period | EBITDA | Change |
|---|---|---|
| FY2026 | $426.6M | — |
| FY2025 | −$62.2M | — |
| FY2024 | −$559.7M | — |
| FY2023 | −$1.1B | — |
| FY2022 | −$870.2M | — |
| FY2021 | −$378.5M | — |
| FY2020 | −$123.6M | — |
| FY2019 | −$139.9M | — |
Quarterly newest first
| Period | EBITDA | Change |
|---|---|---|
| Jun 2026 | $155.8M | 85.49% |
| Mar 2026 | $84.0M | (28.82%) |
| Dec 2025 | $118.0M | 71.38% |
| Sep 2025 | $68.8M | 5.43% |
| 24 more quarters | Free account |
Against its own ten years
EBITDA against peers
| Company | EBITDA |
|---|---|
| PYPL PayPal Holdings, Inc. compare | $6.8B |
| FCFS FirstCash Holdings, Inc. compare | $1.0B |
| AFRM Affirm Holdings, Inc. | $426.6M |
| KLAR Klarna Group plc compare | $43.0M |
| OMF OneMain Holdings, Inc. compare | — |
| ALLY Ally Financial Inc. compare | — |
| SYF Synchrony Financial compare | — |
| COF Capital One Financial Corporation compare | — |
| SOFI SoFi Technologies, Inc. compare | — |
What EBITDA is
EBITDA shows what a company earns from its operations before interest, taxes and the non-cash charges for depreciation and amortization.
Reported line item
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- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement