stockrowAffirm Holdings, Inc.
AFRM Financial Credit Services
Affirm Holdings, Inc.’s revenue for fiscal 2026 (year ended June 2026) was $4.3 billion, up 32.2% from fiscal 2025.
- Revenue
- +35.2%
- EPS
- +100.0%
- Free cash flow
- −54.9%
- Total debt
- +27.8%
Quarter to September 2026, against a year earlier
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Affirm Holdings, Inc. (AFRM) Debt to equity
Affirm Holdings, Inc.'s debt to equity at the end of the quarter to 30 September 2026 was 0.0×, down 1.8× from fiscal 2026 (1.8×). Over the past ten years it has ranged from −2.5× (fiscal 2020) to 2.5× (fiscal 2025); the current reading is higher than 63% of that period. That is below the Credit Services industry median of 0.7× and below the Financial sector median of 0.2×.
Debt to equity, annual
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Annual newest first
| Period | Debt to equity | Change |
|---|---|---|
| FY2026 | 1.8× | (28.49%) |
| FY2025 | 2.5× | 5.90% |
| FY2024 | 2.4× | 12.97% |
| FY2023 | 2.1× | 36.77% |
| FY2022 | 1.6× | 110.32% |
| FY2021 | 0.7× | — |
| FY2020 | −2.5× | — |
| FY2019 | 1.1× | — |
Quarterly newest first
| Period | Debt to equity | Change |
|---|---|---|
| Sep 2026 | 0.0× | — |
| Jun 2026 | 1.8× | (23.83%) |
| Mar 2026 | 2.4× | (7.15%) |
| Dec 2025 | 2.6× | 7.19% |
| 26 more quarters | Free account |
Against its own ten years
Debt to equity against peers
| Company | Debt to equity |
|---|---|
| AFRM Affirm Holdings, Inc. | 0.0× |
| KLAR Klarna Group plc compare | 0.0× |
| SOFI SoFi Technologies, Inc. compare | 0.3× |
| COF Capital One Financial Corporation compare | 0.4× |
| PYPL PayPal Holdings, Inc. compare | 0.7× |
| SYF Synchrony Financial compare | 1.0× |
| FCFS FirstCash Holdings, Inc. compare | 1.1× |
| ALLY Ally Financial Inc. compare | 1.3× |
| OMF OneMain Holdings, Inc. compare | 7.1× |
| Credit Services industry median | 0.7× |
| Financial sector median | 0.2× |
| Market median | 0.1× |
What Debt to equity is
Debt to Equity Ratio shows how much a company relies on borrowed money compared with the money its shareholders have in the business.
(Long Term Debt (Total) + Current Part of Debt) ÷ Shareholders Equity (Total)
More on AFRM
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement