Affirm Holdings, Inc.

AFRM Financial Credit Services

Affirm Holdings, Inc.’s revenue for fiscal 2026 (year ended June 2026) was $4.3 billion, up 32.2% from fiscal 2025.

Revenue
+35.2%
EPS
+100.0%
Free cash flow
−54.9%
Total debt
+27.8%

Quarter to September 2026, against a year earlier

69.95 0.29 +0.42%
Market cap
$23.6B
P/E
11.8×
Fwd P/E
36.6×
Dividend yield
—
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Affirm Holdings, Inc. (AFRM) Current ratio

Alert me on Current ratio

Affirm Holdings, Inc.'s current ratio at the end of the quarter to 30 June 2026 was 11.8×. Over the past ten years it has ranged from 4.7× (fiscal 2021) to 14.5× (fiscal 2019); the current reading is higher than 50% of that period. That is above the Credit Services industry median of 1.3× and above the Financial sector median of 1.0×.

Current ratio, annual

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Annual newest first

Period Current ratio Change
FY2026 11.8× 2.22%
FY2025 11.5× (11.65%)
FY2024 13.1× 10.62%
FY2023 11.8× (0.46%)
FY2022 11.9× 151.33%
FY2021 4.7× (42.09%)
FY2020 8.2× (43.75%)
FY2019 14.5× —

Quarterly newest first

Period Current ratio Change
Jun 2026 11.8× 4.28%
Mar 2026 11.3× (0.82%)
Dec 2025 11.4× (10.86%)
Sep 2025 12.8× 10.89%
22 more quarters

Against its own ten years

Low 4.7× High 14.5×
Ten-year median 11.8×
Current reading's percentile 50

Current ratio against peers

Company Current ratio
AFRM Affirm Holdings, Inc. 11.8×
FCFS FirstCash Holdings, Inc. compare 4.8×
PYPL PayPal Holdings, Inc. compare 1.3×
SYF Synchrony Financial compare 1.2×
KLAR Klarna Group plc compare 1.1×
COF Capital One Financial Corporation compare 1.0×
ALLY Ally Financial Inc. compare 0.9×
SOFI SoFi Technologies, Inc. compare 0.0×
OMF OneMain Holdings, Inc. compare 0.0×
Credit Services industry median 1.3×
Financial sector median 1.0×
Market median 1.6×

What Current ratio is

Current Ratio shows whether a company’s short-term assets are enough to cover the bills and debts it must pay within the next year.

Current Assets (Total) ÷ Current Liabilities (Total)

The full definition of Current ratio →

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