Sezzle Inc.

SEZL Financial Credit Services

Sezzle Inc.’s revenue for fiscal 2025 (year ended December 2025) was $450.3 million, up 66.1% from fiscal 2024.

Revenue
+42.6%
EPS
+82.1%
Free cash flow
−101.5%
Total debt
−12.9%

Quarter to September 2026, against a year earlier

160.59 5.59 +3.61%
Market cap
$5.2B
P/E
28.6×
Fwd P/E
25.6×
Dividend yield
—
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Sezzle Inc. (SEZL) Return on assets

Alert me on Return on assets

Sezzle Inc.'s return on assets over the twelve months to 30 September 2026 was 43.0%, up 4.9 percentage points from fiscal 2025 (38.1%). Over the past ten years it has ranged from −37.8% (fiscal 2021) to 38.1% (fiscal 2025) — the current reading is the highest in ten years. That is above the Credit Services industry median of 1.94% and above the Financial sector median of 1.15%.

Return on assets, annual

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Annual newest first

Period Return on assets Change (points)
FY2025 38.1% 7.38
FY2024 30.7% 27.04
FY2023 3.69% 22.93
FY2022 −19.2% 18.58
FY2021 −37.8% (10.69)
FY2020 −27.1% 7.16
FY2019 −34.3% (34.29)
FY2018 0.00% —

Against its own ten years

Low −37.8% High 38.1%
Ten-year median −9.62%
Current reading's percentile 100

Return on assets against peers

Company Return on assets
SEZL Sezzle Inc. 43.0%
FCFS FirstCash Holdings, Inc. compare 7.57%
ENVA Enova International, Inc. compare 5.60%
CACC Credit Acceptance Corporation compare 3.85%
OMF OneMain Holdings, Inc. compare 2.75%
BFH Bread Financial Holdings, Inc. compare 2.34%
NNI Nelnet, Inc. compare 1.94%
SLM SLM Corporation compare 1.86%
KLAR Klarna Group plc compare −0.77%
Credit Services industry median 1.94%
Financial sector median 1.15%
Market median 0.00%

What Return on assets is

ROA tells an investor how much profit a company earns for shareholders from the assets it uses to run its business.

Annual: Net Income Allotted to Shareholders ÷ Average Assets; TTM: Net Income Allotted to Shareholders ÷ Average Assets (latest quarter)

The full definition of Return on assets →

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