stockrowAffirm Holdings, Inc.
AFRM Financial Credit Services
Affirm Holdings, Inc.’s revenue for fiscal 2026 (year ended June 2026) was $4.3 billion, up 32.2% from fiscal 2025.
- Revenue
- +35.2%
- EPS
- +100.0%
- Free cash flow
- −54.9%
- Total debt
- +27.8%
Quarter to September 2026, against a year earlier
Follow AFRM
Alert me
Affirm Holdings, Inc. (AFRM) Free cash flow
Affirm Holdings, Inc.'s free cash flow for fiscal 2026 was $992.6M, up 65.0% from $601.7M in fiscal 2025. Over the twelve months to 30 September 2026 it was $817.0M. Over the past ten years it has ranged from −$273.9M (fiscal 2022) to $992.6M (fiscal 2026) — the current reading is the highest in ten years. Free cash flow has risen for 4 consecutive fiscal years. Affirm Holdings, Inc. ranks 14th of 52 Credit Services companies by free cash flow.
Free cash flow, annual
Embed this chart
Annual newest first
| Period | Free cash flow | Change |
|---|---|---|
| FY2026 | $992.6M | 64.97% |
| FY2025 | $601.7M | 106.89% |
| FY2024 | $290.8M | — |
| FY2023 | −$108.6M | — |
| FY2022 | −$273.9M | — |
| FY2021 | −$213.4M | — |
| FY2020 | −$92.3M | — |
| FY2019 | −$108.9M | — |
Quarterly newest first
| Period | Free cash flow | Change |
|---|---|---|
| Sep 2026 | $144.6M | (36.95%) |
| Jun 2026 | $229.3M | (29.47%) |
| Mar 2026 | $325.1M | 175.43% |
| Dec 2025 | $118.0M | (63.14%) |
| 26 more quarters | Free account |
Against its own ten years
Free cash flow against peers
| Company | Free cash flow |
|---|---|
| COF Capital One Financial Corporation compare | $26.3B |
| SYF Synchrony Financial compare | $9.6B |
| PYPL PayPal Holdings, Inc. compare | $6.3B |
| ALLY Ally Financial Inc. compare | $5.0B |
| OMF OneMain Holdings, Inc. compare | $3.2B |
| AFRM Affirm Holdings, Inc. | $817.0M |
| FCFS FirstCash Holdings, Inc. compare | $518.2M |
| KLAR Klarna Group plc compare | −$3.8B |
| SOFI SoFi Technologies, Inc. compare | −$10.2B |
What Free cash flow is
Free Cash Flow tells an investor how much cash a company’s operations generate after paying for its investment in physical and intangible assets.
Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)
More on AFRM
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement