stockrowAffirm Holdings, Inc.
AFRM Financial Credit Services
Affirm Holdings, Inc.’s revenue for fiscal 2026 (year ended June 2026) was $4.3 billion, up 32.2% from fiscal 2025.
- Revenue
- +35.2%
- EPS
- +100.0%
- Free cash flow
- −54.9%
- Total debt
- +27.8%
Quarter to September 2026, against a year earlier
Follow AFRM
Alert me
Affirm Holdings, Inc. (AFRM) Operating cash flow
Affirm Holdings, Inc.'s operating cash flow for fiscal 2026 was $1.2B, up 55.1% from $793.9M in fiscal 2025. Over the twelve months to 30 September 2026 it was $1.1B. Over the past ten years it has ranged from −$193.1M (fiscal 2021) to $1.2B (fiscal 2026) — the current reading is the highest in ten years. Operating cash flow has risen for 5 consecutive fiscal years. Affirm Holdings, Inc. ranks 14th of 52 Credit Services companies by operating cash flow.
Operating cash flow, annual
Embed this chart
Annual newest first
| Period | Operating cash flow | Change |
|---|---|---|
| FY2026 | $1.2B | 55.05% |
| FY2025 | $793.9M | 76.37% |
| FY2024 | $450.1M | 3,595.41% |
| FY2023 | $12.2M | — |
| FY2022 | −$162.2M | — |
| FY2021 | −$193.1M | — |
| FY2020 | −$71.3M | — |
| FY2019 | −$87.6M | — |
Quarterly newest first
| Period | Operating cash flow | Change |
|---|---|---|
| Sep 2026 | $207.1M | (30.08%) |
| Jun 2026 | $296.2M | (23.37%) |
| Mar 2026 | $386.5M | 122.46% |
| Dec 2025 | $173.7M | (53.62%) |
| 26 more quarters | Free account |
Against its own ten years
Operating cash flow against peers
| Company | Operating cash flow |
|---|---|
| COF Capital One Financial Corporation compare | $28.0B |
| SYF Synchrony Financial compare | $9.6B |
| PYPL PayPal Holdings, Inc. compare | $7.1B |
| ALLY Ally Financial Inc. compare | $5.0B |
| OMF OneMain Holdings, Inc. compare | $3.2B |
| AFRM Affirm Holdings, Inc. | $1.1B |
| FCFS FirstCash Holdings, Inc. compare | $679.0M |
| KLAR Klarna Group plc compare | −$3.8B |
| SOFI SoFi Technologies, Inc. compare | −$10.2B |
What Operating cash flow is
Operating Cash Flow shows how much cash a company’s day-to-day business actually brings in, after paying suppliers, staff and taxes.
Reported line item
More on AFRM
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement