FirstCash Holdings, Inc.

FCFS Financial Credit Services

FirstCash Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $3.7 billion, up 8.04% from fiscal 2024.

Revenue
+17.7%
EPS
+25.3%
Free cash flow
−12.7%
Total debt
+10.6%

Quarter to September 2026, against a year earlier

187.92 0.37 +0.20%
Market cap
$8.0B
P/E
20.4×
Fwd P/E
18.5×
Dividend yield
0.89%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

FirstCash Holdings, Inc. (FCFS) Current ratio

Alert me on Current ratio

FirstCash Holdings, Inc.'s current ratio at the end of the quarter to 30 September 2026 was 4.8×, up 0.3× from fiscal 2025 (4.6×). Over the past ten years it has ranged from 2.9× (fiscal 2021) to 7.0× (fiscal 2015); the current reading is higher than 64% of that period. That is above the Credit Services industry median of 1.3× and above the Financial sector median of 1.0×.

Current ratio, annual

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Annual newest first

Period Current ratio Change
FY2025 4.6× 10.07%
FY2024 4.1× 6.23%
FY2023 3.9× 1.76%
FY2022 3.8× 32.87%
FY2021 2.9× (4.84%)
FY2020 3.0× (17.14%)
FY2019 3.7× (38.49%)
FY2018 5.9× (15.00%)
FY2017 7.0× 12.46%
FY2016 6.2× (11.87%)

Quarterly newest first

Period Current ratio Change
Sep 2026 4.8× (1.58%)
Jun 2026 4.9× 2.51%
Mar 2026 4.8× 4.72%
Dec 2025 4.6× (8.76%)
43 more quarters

Against its own ten years

Low 2.9× High 7.0×
Ten-year median 4.1×
Current reading's percentile 64

Current ratio against peers

Company Current ratio
ENVA Enova International, Inc. compare 18.9×
CACC Credit Acceptance Corporation compare 13.5×
FCFS FirstCash Holdings, Inc. 4.8×
SEZL Sezzle Inc. compare 4.2×
BFH Bread Financial Holdings, Inc. compare 1.2×
KLAR Klarna Group plc compare 1.1×
ALLY Ally Financial Inc. compare 0.9×
NNI Nelnet, Inc. compare 0.0×
OMF OneMain Holdings, Inc. compare 0.0×
Credit Services industry median 1.3×
Financial sector median 1.0×
Market median 1.6×

What Current ratio is

Current Ratio shows whether a company’s short-term assets are enough to cover the bills and debts it must pay within the next year.

Current Assets (Total) ÷ Current Liabilities (Total)

The full definition of Current ratio →

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