PayPal Holdings, Inc.
PYPL Financial Credit Services
PayPal Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $33.2 billion, up 4.32% from fiscal 2024. In the quarter to June 2026, revenue grew 4.75%, EPS fell 3.08%, free cash flow grew 157.7% and total debt rose 18.6%, each against the same quarter a year earlier. Member of the S&P 500 and Nasdaq 100; revenue growth for ten consecutive years; insiders bought in the last twelve months.
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PayPal Holdings, Inc. (PYPL) Current ratio
PayPal Holdings, Inc.'s current ratio at the end of the quarter to 30 June 2026 was 1.3×, up 0.0× from fiscal 2025 (1.3×). Over the past ten years it has ranged from 1.2× (fiscal 2021) to 1.5× (fiscal 2016); the current reading is higher than 45% of that period. That is below the Credit Services industry median of 1.5× and above the Financial sector median of 1.0×.
Current ratio, annual
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Annual newest first
| Period | Current ratio | Change |
|---|---|---|
| FY2025 | 1.3× | 0.56% |
| FY2024 | 1.3× | (0.89%) |
| FY2023 | 1.3× | 1.18% |
| FY2022 | 1.3× | 4.43% |
| FY2021 | 1.2× | (7.89%) |
| FY2020 | 1.3× | (7.24%) |
| FY2019 | 1.4× | 12.38% |
| FY2018 | 1.3× | (10.88%) |
| FY2017 | 1.4× | (6.34%) |
| FY2016 | 1.5× | 0.55% |
Quarterly newest first
| Period | Current ratio | Change |
|---|---|---|
| Jun 2026 | 1.3× | 2.27% |
| Mar 2026 | 1.3× | (2.12%) |
| Dec 2025 | 1.3× | (3.94%) |
| Sep 2025 | 1.3× | 0.77% |
| 42 more quarters | Free account |
Against its own ten years
Current ratio against peers
| Company | Current ratio |
|---|---|
| AFRM Affirm Holdings, Inc. compare | 11.8× |
| FCFS FirstCash Holdings, Inc. compare | 4.9× |
| AXP American Express Company compare | 1.5× |
| PYPL PayPal Holdings, Inc. | 1.3× |
| SYF Synchrony Financial compare | 1.2× |
| COF Capital One Financial Corporation compare | 1.0× |
| ALLY Ally Financial Inc. compare | 0.9× |
| SOFI SoFi Technologies, Inc. compare | 0.7× |
| OMF OneMain Holdings, Inc. compare | 0.0× |
| Credit Services industry median | 1.5× |
| Financial sector median | 1.0× |
| Market median | 1.6× |
What Current ratio is
Current Ratio shows whether a company’s short-term assets are enough to cover the bills and debts it must pay within the next year.
Current Assets (Total) ÷ Current Liabilities (Total)
More on PYPL
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement