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Friday 6 November 2026 Export PYPL’s income statement to Excel — free account

PayPal Holdings, Inc.

PYPL Financial Credit Services

PayPal Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $33.2 billion, up 4.32% from fiscal 2024.

Revenue
+1.98%
EPS
−3.53%
Free cash flow
−16.6%
Total debt
+19.5%

Quarter to September 2026, against a year earlier

58.97 1.23 −2.04%
Market cap
$49.0B
P/E
11.2×
Fwd P/E
11.2×
Dividend yield
0.95%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Earnings & Analysis
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios
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PayPal Holdings, Inc. (PYPL) Current ratio

Alert me on Current ratio

PayPal Holdings, Inc.'s current ratio at the end of the quarter to 30 September 2026 was 1.3×, down 0.0× from fiscal 2025 (1.3×). Over the past ten years it has ranged from 1.2× (fiscal 2021) to 1.5× (fiscal 2016); the current reading is higher than 45% of that period. That is in line with the Credit Services industry median of 1.3× and above the Financial sector median of 1.0×.

Current ratio, annual

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Annual newest first

Period Current ratio Change
FY2025 1.3× 0.56%
FY2024 1.3× (0.89%)
FY2023 1.3× 1.18%
FY2022 1.3× 4.43%
FY2021 1.2× (7.89%)
FY2020 1.3× (7.24%)
FY2019 1.4× 12.38%
FY2018 1.3× (10.88%)
FY2017 1.4× (6.34%)
FY2016 1.5× 0.55%

Quarterly newest first

Period Current ratio Change
Sep 2026 1.3× (1.84%)
Jun 2026 1.3× 2.27%
Mar 2026 1.3× (2.12%)
Dec 2025 1.3× (3.94%)
43 more quarters

Against its own ten years

Low 1.2× High 1.5×
Ten-year median 1.3×
Current reading's percentile 45

Current ratio against peers

Company Current ratio
AFRM Affirm Holdings, Inc. compare 11.8×
FCFS FirstCash Holdings, Inc. compare 4.8×
AXP American Express Company compare 1.6×
PYPL PayPal Holdings, Inc. 1.3×
SYF Synchrony Financial compare 1.2×
KLAR Klarna Group plc compare 1.1×
COF Capital One Financial Corporation compare 1.0×
ALLY Ally Financial Inc. compare 0.9×
SOFI SoFi Technologies, Inc. compare 0.0×
Credit Services industry median 1.3×
Financial sector median 1.0×
Market median 1.6×

What Current ratio is

Current Ratio shows whether a company’s short-term assets are enough to cover the bills and debts it must pay within the next year.

Current Assets (Total) ÷ Current Liabilities (Total)

The full definition of Current ratio →

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