Synchrony Financial SYF

72.94 1.39 1.94% as of 25 Sep
Market cap
$23.3B
P/E
7.4×
Indexes indicate stock being part of an index,
Growth Flags show if company had growth for consecutive years

Synchrony Financial (SYF) Current ratio

Synchrony Financial's current ratio at the end of the quarter to 30 June 2026 was 1.2×, down 0.0× from fiscal 2025 (1.2×). Over the past ten years it has ranged from 1.2× (fiscal 2022) to 1.6× (fiscal 2015); the current reading is higher than 45% of that period. That is below the Credit Services industry median of 1.5× and above the Financial sector median of 0.9×.

Current ratio, annual

Annual

Period Current ratio Change
FY2025 1.2× 0.16%
FY2024 1.2× 1.80%
FY2023 1.2× 1.35%
FY2022 1.2× (4.06%)
FY2021 1.3× 1.78%
FY2020 1.2× (8.89%)
FY2019 1.4× (4.15%)
FY2018 1.4× (2.54%)
FY2017 1.4× (0.55%)
FY2016 1.5× (11.09%)

Quarterly

Period Current ratio Change
Jun 2026 1.2× (1.93%)
Mar 2026 1.2× 0.06%
Dec 2025 1.2× 0.03%
Sep 2025 1.2× (0.06%)
42 more quarters

Against its own ten years

Low 1.2× High 1.6×
Ten-year median 1.3×
Current reading's percentile 45

Current ratio against peers

Company Current ratio
CACC Credit Acceptance Corporation compare 14.9×
AFRM Affirm Holdings, Inc. compare 11.8×
FCFS FirstCash Holdings, Inc. compare 4.9×
PYPL PayPal Holdings, Inc. compare 1.3×
SYF Synchrony Financial 1.2×
KLAR Klarna Group plc compare 1.1×
ALLY Ally Financial Inc. compare 0.9×
SOFI SoFi Technologies, Inc. compare 0.7×
OMF OneMain Holdings, Inc. compare 0.0×
Credit Services industry median 1.5×
Financial sector median 0.9×
Market median 1.6×

What Current ratio is

Current Ratio shows whether a company’s short-term assets are enough to cover the bills and debts it must pay within the next year.

Current Assets (Total) ÷ Current Liabilities (Total)

The full definition of Current ratio →

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