Friday 6 November 2026 Export ENVA’s income statement to Excel — free account

Enova International, Inc.

Enova International, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $3.2 billion, up 18.6% from fiscal 2024.

Revenue: +25.7%
EPS: +33.9%
Free cash flow: +11.4%
Total debt: +30.9%

Quarter to September 2026, against a year earlier

175.39 1.11 +0.64%

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Market cap: $4.3B
P/E: 11.3×
Fwd P/E: 11.0×
Dividend yield: —
F-score: 6/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview

Enova International, Inc. (ENVA) Price to free cash flow

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As of 5 November 2026, Enova International, Inc. (ENVA) trades at a price to free cash flow of 2.2×. Over the past ten years it has ranged from 0.3× (March 2020) to 3.8× (November 2021); the current reading is higher than 83% of that period. That is below the Credit Services industry median of 2.5× and below the Financial sector median of 9.7×.

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<iframe src="https://stockrow.com/embed/ENVA/price-to-free-cash-flow" width="100%" height="360" style="border:0" loading="lazy" title="Enova International, Inc. price to free cash flow, 10 years"></iframe>
<p style="font-size:12px">Source: <a href="https://stockrow.com/ENVA/metrics/price-to-free-cash-flow">Enova International, Inc. (ENVA) price to free cash flow — stockrow.com</a></p>

Period	Price to free cash flow	Change
FY2025	2.2×	29.34%
FY2024	1.7×	14.42%
FY2023	1.5×	2.86%
FY2022	1.5×	(56.44%)
FY2021	3.4×	203.19%
FY2020	1.1×	13.44%
FY2019	1.0×	(0.81%)
FY2018	1.0×	(18.74%)
FY2017	1.2×	4.66%
FY2016	1.2×	33.87%

Period	Price to free cash flow	Change
Sep 2026	2.1×	(32.45%)
Jun 2026	3.1×	68.63%
Mar 2026	1.8×	(18.54%)
Dec 2025	2.2×	32.57%
43 more quarters	Free account

Against its own ten years

Low 0.3× High 3.8×

Ten-year median 1.5×

Current reading's percentile 83

Company	Price to free cash flow
SLM SLM Corporation compare	n/m
KLAR Klarna Group plc compare	n/m
BFH Bread Financial Holdings, Inc. compare	1.8×
OMF OneMain Holdings, Inc. compare	2.0×
ENVA Enova International, Inc.	2.2×
CACC Credit Acceptance Corporation compare	4.3×
NNI Nelnet, Inc. compare	12.3×
FCFS FirstCash Holdings, Inc. compare	15.6×
SEZL Sezzle Inc. compare	19.0×
Credit Services industry median	2.5×
Financial sector median	9.7×
Market median	14.1×

What Price to free cash flow is

Price to Free Cash Flow Ratio shows how much investors pay for each dollar of cash a company generates after its capital spending.

Stock Price ÷ ((Operating Cash Flow (TTM) + Property, Plant, Equipment Change (Net) (TTM) + Intangible Assets Change (Net) (TTM)) ÷ (Shares (Basic, Weighted) (latest quarter)))

The full definition of Price to free cash flow →

Enova International, Inc. (ENVA) Price to free cash flow

Price to free cash flow, daily

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Against its own ten years

Price to free cash flow against peers

What Price to free cash flow is

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Price to free cash flow, daily

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Price to free cash flow against peers

What Price to free cash flow is

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