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Saturday 17 October 2026 Export ENVA’s income statement to Excel — free account

Enova International, Inc.

ENVA Financial Credit Services

Enova International, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $3.2 billion, up 18.6% from fiscal 2024. In the quarter to June 2026, revenue grew 21.6%, EPS grew 40.2%, free cash flow grew 21.9% and total debt rose 26.5%, each against the same quarter a year earlier. Revenue growth for five consecutive years, operating cash flow growth for three.

177.89 0.37 +0.21%
Market cap
$4.4B
P/E
12.4×
Fwd P/E
11.3×
Dividend yield
—
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Enova International, Inc. (ENVA) P/E ratio

Alert me on P/E ratio

As of 16 October 2026, Enova International, Inc. (ENVA) trades at a P/E ratio of 12.4×. Over the past ten years it has ranged from 2.0× (January 2021) to 89.2× (April 2020); the current reading is higher than 71% of that period. That is above the Credit Services industry median of 9.4× and in line with the Financial sector median of 12.4×.

P/E ratio, daily

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Annual newest first

Period P/E ratio Change
FY2025 12.8× 4.31%
FY2024 12.3× 26.78%
FY2023 9.7× 61.14%
FY2022 6.0× 3.42%
FY2021 5.8× 169.65%
FY2020 2.2× (90.31%)
FY2019 22.3× 136.97%
FY2018 9.4× (47.14%)
FY2017 17.8× 40.93%
FY2016 12.6× 153.91%

Quarterly newest first

Period P/E ratio Change
Jun 2026 16.8× 62.22%
Mar 2026 10.4× (19.01%)
Dec 2025 12.8× 28.23%
Sep 2025 10.0× (10.97%)
42 more quarters

Against its own ten years

Low 2.0× High 89.2×
Ten-year median 10.1×
Current reading's percentile 68

P/E ratio against peers

Company P/E ratio
KLAR Klarna Group plc compare n/m
SLM SLM Corporation compare 6.0×
BFH Bread Financial Holdings, Inc. compare 7.9×
OMF OneMain Holdings, Inc. compare 8.4×
CACC Credit Acceptance Corporation compare 11.7×
ENVA Enova International, Inc. 12.4×
NNI Nelnet, Inc. compare 15.3×
SEZL Sezzle Inc. compare 27.0×
UPST Upstart Holdings, Inc. compare 38.0×
Credit Services industry median 9.4×
Financial sector median 12.4×
Market median 18.1×

What P/E ratio is

Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.

Stock Price ÷ EPS (Basic) (TTM)

The full definition of P/E ratio →

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