Enova International, Inc.
ENVA Financial Credit Services
Enova International, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $3.2 billion, up 18.6% from fiscal 2024.
- Revenue
- +25.7%
- EPS
- +33.9%
- Free cash flow
- +11.4%
- Total debt
- +30.9%
Quarter to September 2026, against a year earlier
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Enova International, Inc. (ENVA) P/E ratio
As of 5 November 2026, Enova International, Inc. (ENVA) trades at a P/E ratio of 11.3×. Over the past ten years it has ranged from 2.0× (January 2021) to 89.2× (April 2020); the current reading is higher than 62% of that period. That is above the Credit Services industry median of 9.0× and below the Financial sector median of 12.2×.
P/E ratio, daily
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Annual newest first
| Period | P/E ratio | Change |
|---|---|---|
| FY2025 | 12.8× | 4.31% |
| FY2024 | 12.3× | 26.78% |
| FY2023 | 9.7× | 61.14% |
| FY2022 | 6.0× | 3.42% |
| FY2021 | 5.8× | 169.65% |
| FY2020 | 2.2× | (90.31%) |
| FY2019 | 22.3× | 136.97% |
| FY2018 | 9.4× | (47.14%) |
| FY2017 | 17.8× | 40.93% |
| FY2016 | 12.6× | 153.91% |
Quarterly newest first
| Period | P/E ratio | Change |
|---|---|---|
| Sep 2026 | 10.9× | (35.50%) |
| Jun 2026 | 16.8× | 62.22% |
| Mar 2026 | 10.4× | (19.01%) |
| Dec 2025 | 12.8× | 28.23% |
| 43 more quarters | Free account |
Against its own ten years
P/E ratio against peers
| Company | P/E ratio |
|---|---|
| KLAR Klarna Group plc compare | n/m |
| SLM SLM Corporation compare | 6.3× |
| BFH Bread Financial Holdings, Inc. compare | 8.0× |
| OMF OneMain Holdings, Inc. compare | 8.7× |
| ENVA Enova International, Inc. | 11.3× |
| CACC Credit Acceptance Corporation compare | 16.7× |
| NNI Nelnet, Inc. compare | 16.8× |
| FCFS FirstCash Holdings, Inc. compare | 20.4× |
| SEZL Sezzle Inc. compare | 28.6× |
| Credit Services industry median | 9.0× |
| Financial sector median | 12.2× |
| Market median | 17.9× |
What P/E ratio is
Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.
Stock Price ÷ EPS (Basic) (TTM)
More on ENVA
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement