SLM Corporation

SLM Financial Credit Services

SLM Corporation’s revenue for fiscal 2025 (year ended December 2025) was $3.1 billion, up 4.10% from fiscal 2024. In the quarter to June 2026, revenue fell 1.93%, EPS fell 9.38%, free cash flow grew 2.81% and total debt fell 8.84%, each against the same quarter a year earlier. Dividend growth for five consecutive years, revenue growth for three.

21.81 0.41 −1.85%
Market cap
$4.2B
P/E
6.0×
Fwd P/E
7.1×
Dividend yield
2.38%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

SLM Corporation (SLM) P/E ratio

Alert me on P/E ratio

As of 16 October 2026, SLM Corporation (SLM) trades at a P/E ratio of 6.0×. Over the past ten years it has ranged from 3.3× (April 2020) to 26.1× (May 2015); the current reading is higher than 17% of that period. That is below the Credit Services industry median of 9.4× and below the Financial sector median of 12.4×.

P/E ratio, daily

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Annual newest first

Period P/E ratio Change
FY2025 7.7× (24.95%)
FY2024 10.2× 28.55%
FY2023 7.9× (17.32%)
FY2022 9.6× 71.98%
FY2021 5.6× 1.48%
FY2020 5.5× (19.04%)
FY2019 6.8× (11.60%)
FY2018 7.7× (57.25%)
FY2017 18.0× (15.95%)
FY2016 21.4× 97.07%

Quarterly newest first

Period P/E ratio Change
Jun 2026 7.1× 22.16%
Mar 2026 5.8× (23.69%)
Dec 2025 7.7× (19.69%)
Sep 2025 9.5× (40.91%)
42 more quarters

Against its own ten years

Low 3.3× High 26.1×
Ten-year median 9.0×
Current reading's percentile 19

P/E ratio against peers

Company P/E ratio
KLAR Klarna Group plc compare n/m
SLM SLM Corporation 6.0×
BFH Bread Financial Holdings, Inc. compare 7.9×
OMF OneMain Holdings, Inc. compare 8.4×
CACC Credit Acceptance Corporation compare 11.7×
ENVA Enova International, Inc. compare 12.4×
NNI Nelnet, Inc. compare 15.3×
SEZL Sezzle Inc. compare 27.0×
UPST Upstart Holdings, Inc. compare 38.0×
Credit Services industry median 9.4×
Financial sector median 12.4×
Market median 18.1×

What P/E ratio is

Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.

Stock Price ÷ EPS (Basic) (TTM)

The full definition of P/E ratio →

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