Synchrony Financial
Synchrony Financial’s revenue for fiscal 2025 (year ended December 2025) was $23.1 billion, down 4.32% from fiscal 2024. Member of the S&P 500; dividend growth for ten consecutive years, operating cash flow growth for three.
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Synchrony Financial (SYF) EPS (diluted)
Synchrony Financial's EPS (diluted) for fiscal 2025 was $9.28, up 8.54% from $8.55 in fiscal 2024. Over the twelve months to 30 June 2026 it was $9.76. Over the past ten years it has ranged from $2.27 (fiscal 2020) to $9.28 (fiscal 2025) — the current reading is the highest in ten years. Synchrony Financial ranks 10th of 53 Credit Services companies by EPS (diluted).
EPS (diluted), annual
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Annual newest first
| Period | EPS (diluted) | Change |
|---|---|---|
| FY2025 | $9.28 | 8.54% |
| FY2024 | $8.55 | 64.74% |
| FY2023 | $5.19 | (15.61%) |
| FY2022 | $6.15 | (16.21%) |
| FY2021 | $7.34 | 223.35% |
| FY2020 | $2.27 | (59.17%) |
| FY2019 | $5.56 | 48.66% |
| FY2018 | $3.74 | 54.55% |
| FY2017 | $2.42 | (10.70%) |
| FY2016 | $2.71 | 2.26% |
Quarterly newest first
| Period | EPS (diluted) | Change |
|---|---|---|
| Jun 2026 | $2.59 | 14.10% |
| Mar 2026 | $2.27 | 11.27% |
| Dec 2025 | $2.04 | (28.67%) |
| Sep 2025 | $2.86 | 14.40% |
| 42 more quarters | Free account |
Against its own ten years
EPS (diluted) against peers
| Company | EPS (diluted) |
|---|---|
| CACC Credit Acceptance Corporation compare | $45.48 |
| SYF Synchrony Financial | $9.76 |
| FCFS FirstCash Holdings, Inc. compare | $8.76 |
| OMF OneMain Holdings, Inc. compare | $6.64 |
| AFRM Affirm Holdings, Inc. compare | $5.52 |
| PYPL PayPal Holdings, Inc. compare | $5.29 |
| ALLY Ally Financial Inc. compare | $4.24 |
| SOFI SoFi Technologies, Inc. compare | $0.48 |
| KLAR Klarna Group plc compare | −$0.37 |
What EPS (diluted) is
Diluted EPS tells an investor how much profit a company earned for each share, counting the extra shares that options and convertible securities could create.
Reported line item
More on SYF
- Revenue
- Net income
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- EV/EBITDA
- EV/Sales
- EV/FCF
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement