Pricing Log in Create free account
Saturday 17 October 2026 Export SYF’s income statement to Excel — free account

Synchrony Financial

SYF Financial Credit Services

Synchrony Financial’s revenue for fiscal 2025 (year ended December 2025) was $23.1 billion, down 4.32% from fiscal 2024. In the quarter to June 2026, revenue was flat, EPS grew 3.98%, free cash flow fell 5.47% and total debt rose 2.64%, each against the same quarter a year earlier. Member of the S&P 500; dividend growth for ten consecutive years, operating cash flow growth for three.

73.68 0.36 −0.49%
Market cap
$24.1B
P/E
7.5×
Fwd P/E
7.6×
Dividend yield
1.68%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios Filings 10-Q 10-K

Synchrony Financial (SYF) Book value per share

Alert me on Book value per share

Synchrony Financial's book value per share at the end of fiscal 2025 was 45.3×, up 8.39% from 41.8× in fiscal 2024. At the end of the quarter to 30 June 2026 it was 51.0×. Over the past ten years it has ranged from 15.1× (fiscal 2015) to 45.3× (fiscal 2025) — the current reading is the highest in ten years. Synchrony Financial ranks 9th of 55 Credit Services companies by book value per share.

Book value per share, annual

Embed this chart

Annual newest first

Period Book value per share Change
FY2025 45.3× 8.39%
FY2024 41.8× 26.68%
FY2023 33.0× 23.18%
FY2022 26.8× 10.80%
FY2021 24.2× 12.16%
FY2020 21.6× (4.22%)
FY2019 22.5× 13.85%
FY2018 19.8× 10.52%
FY2017 17.9× 4.50%
FY2016 17.1× 13.26%

Quarterly newest first

Period Book value per share Change
Jun 2026 51.0× 5.98%
Mar 2026 48.1× 6.17%
Dec 2025 45.3× (2.81%)
Sep 2025 46.6× 3.50%
42 more quarters

Against its own ten years

Low 15.1× High 45.3×
Ten-year median 22.5×
Current reading's percentile 100

Book value per share against peers

Company Book value per share
CACC Credit Acceptance Corporation compare 152×
FCFS FirstCash Holdings, Inc. compare 53.0×
SYF Synchrony Financial 51.0×
ALLY Ally Financial Inc. compare 50.2×
OMF OneMain Holdings, Inc. compare 29.3×
PYPL PayPal Holdings, Inc. compare 22.6×
AFRM Affirm Holdings, Inc. compare 16.4×
SOFI SoFi Technologies, Inc. compare 8.6×
KLAR Klarna Group plc compare 7.0×

What Book value per share is

BV per Share tells an investor how much of a company’s accounting net worth stands behind each share.

(Shareholders Equity (Total) ÷ Shares (Basic, Weighted))

The full definition of Book value per share →

More on SYF