Synchrony Financial SYF
72.94
1.39
1.94%
as of 25 Sep
- Market cap
- $23.3B
- P/E
- 7.4×
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Synchrony Financial (SYF) P/E ratio
As of 25 September 2026, Synchrony Financial (SYF) trades at a P/E ratio of 7.4×. Over the past ten years it has ranged from 2.3× (March 2020) to 18.9× (March 2021); the current reading is higher than 39% of that period. That is below the Credit Services industry median of 9.6× and below the Financial sector median of 12.6×.
P/E ratio, daily
Annual
| Period | P/E ratio | Change |
|---|---|---|
| FY2025 | 8.9× | 17.95% |
| FY2024 | 7.5× | 3.49% |
| FY2023 | 7.3× | 38.34% |
| FY2022 | 5.3× | (16.21%) |
| FY2021 | 6.3× | (58.71%) |
| FY2020 | 15.2× | 135.48% |
| FY2019 | 6.5× | 3.89% |
| FY2018 | 6.2× | (61.25%) |
| FY2017 | 16.1× | 17.86% |
| FY2016 | 13.6× | 19.18% |
Quarterly
| Period | P/E ratio | Change |
|---|---|---|
| Jun 2026 | 7.7× | 10.67% |
| Mar 2026 | 7.0× | (21.64%) |
| Dec 2025 | 8.9× | 15.67% |
| Sep 2025 | 7.7× | (4.26%) |
| 42 more quarters | Free account |
Against its own ten years
Low 2.3×
High 18.9×
Ten-year median
8.1×
Current reading's percentile
39
P/E ratio against peers
| Company | P/E ratio |
|---|---|
| KLAR Klarna Group plc compare | n/m |
| SYF Synchrony Financial | 7.4× |
| OMF OneMain Holdings, Inc. compare | 8.6× |
| ALLY Ally Financial Inc. compare | 9.0× |
| PYPL PayPal Holdings, Inc. compare | 10.3× |
| CACC Credit Acceptance Corporation compare | 12.0× |
| AFRM Affirm Holdings, Inc. compare | 12.6× |
| FCFS FirstCash Holdings, Inc. compare | 24.8× |
| SOFI SoFi Technologies, Inc. compare | 32.5× |
| Credit Services industry median | 9.6× |
| Financial sector median | 12.6× |
| Market median | 17.9× |
What P/E ratio is
Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.
Stock Price ÷ EPS (Basic) (TTM)
More on SYF
- Revenue
- Net income
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/S ratio
- P/B ratio
- Price to free cash flow
- EV/EBITDA
- EV/Sales
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- The full statement