stockrowKlarna Group plc (KLAR) vs Synchrony Financial (SYF)
- Klarna Group plc KLAR 13.54 −2.52%
- Synchrony Financial SYF 74.45 −0.77%
Klarna Group plc and Synchrony Financial are both Credit Services companies. Synchrony Financial is the larger, with a market value of $23.1B against $7.7B — 3.0× the size. Klarna Group plc has negative trailing earnings, so its P/E is not meaningful; Synchrony Financial trades at 7.7×. Klarna Group plc grew revenue faster over the last twelve months: 34.2% against 0.48%. Synchrony Financial has the higher net margin (14.0% vs −3.52%) and the higher return on invested capital (15.4% vs 0.00%). Across the 16 metrics below, Synchrony Financial leads on 14 and Klarna Group plc on 2.
Valuation
Profitability
| Metric | KLAR | SYF | Credit Services median |
|---|---|---|---|
| Gross margin | 58.18% | 83.22% | 76.61% |
| Operating margin | (1.21%) | 0.00% | 0.34% |
| Net margin | (3.52%) | 13.97% | 8.35% |
| Free cash flow margin | (94.31%) | 41.17% | 8.73% |
| Return on equity | (5.67%) | 21.14% | 9.05% |
| Return on assets | (0.77%) | 2.71% | 1.94% |
| Return on invested capital | 0.00% | 15.44% | 4.56% |
Growth
Health
Dividend
Size
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